What shapes consumer transactions and payment technologies, and where is it going?

Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.

Payments Research

Reports
European Card Market 2011 Update

European Card Market 2011 Update

  • Javelin Report
  • Date: July 27, 2011
  • Author(s): Terry Xie
  • Research Topic(s): Global
European Card Market 2011 Update
Marketing Card Products To A Cardless Customer Base

Marketing Card Products To A Cardless Customer Base

  • Impact Note
  • Date: July 21, 2011
  • Author(s): Michael Misasi
  • Research Topic(s): Credit
Mobile wallets are designed to streamline payments and reduce checkout time. The technology however, also has the potential to unnerve a small but valuable segment of payment card users -- super-premium credit cardholders. This viewpoint examine...
Mapping the United States of Prepaid: How Governments Use Prepaid Cards to Disburse Benefits

Mapping the United States of Prepaid: How Governments Use Prepaid Cards to Disburse Benefits

  • Javelin Report
  • Date: July 20, 2011
  • Author(s): Ben Jackson
  • Research Topic(s): Prepaid
Mapping the United States of Prepaid: How Governments Use Prepaid Cards to Disburse Benefits
Prepaid Financial Services: The Best Bet For Financial Inclusion (Unless Derailed By Regulation)

Prepaid Financial Services: The Best Bet For Financial Inclusion (Unless Derailed By Regulation)

  • Javelin Report
  • Date: July 19, 2011
  • Author(s): Tim Sloane
  • Research Topic(s): Debit, Prepaid
Prepaid Financial Services: The Best Bet For Financial Inclusion
The U.S. Merchant Acquiring Industry in 2011: Going Mobile

The U.S. Merchant Acquiring Industry in 2011: Going Mobile

  • Javelin Report
  • Date: July 17, 2011
  • Author(s): David Fish
  • Research Topic(s): Credit
The U.S. Merchant Acquiring Industry in 2011:
Selecting A Personal Checking Account: Enabling Fee To Value Comparisons

Selecting A Personal Checking Account: Enabling Fee To Value Comparisons

  • Javelin Report
  • Date: July 13, 2011
  • Author(s): Patricia Hewitt
  • Research Topic(s): Debit
Selecting A Personal Checking Account:
Data Protection and Privacy: Primer For A Challenging Issue

Data Protection and Privacy: Primer For A Challenging Issue

  • Javelin Report
  • Date: July 12, 2011
  • Author(s): Patricia McGinnis
  • Research Topic(s): Emerging
Data Protection and Privacy: Primer For A Challenging Issue
Regulatory Change's Impact on China's Emerging ePayments

Regulatory Change's Impact on China's Emerging ePayments

  • Impact Note
  • Date: July 6, 2011
  • Author(s): Terry Xie
  • Research Topic(s): Global
As the first 27e-Payment licenses were issued at the end of May 2011, Mercator analyzes the impact of the latest development on the evolution and industry landscape in China's emerging e-payment market.
VC Investments in Payments 2010

VC Investments in Payments 2010

  • Javelin Report
  • Date: June 29, 2011
  • Author(s): Terry Xie
  • Research Topic(s): Global
In 2010, the global payments industry saw a significant increase in the number of investing companies and the amount of money they received.
Durbin and Payments Innovation

Durbin and Payments Innovation

  • Javelin Report
  • Date: June 28, 2011
  • Author(s): George Peabody
  • Research Topic(s): Credit, Emerging
It's certain that the Durbin Amendment will go into effect. While the rule's exact parameters may not be known until July 21, the regulation's impact on debit issuer strategies, and those attempting to compete with them, is already visible. The ...

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