What shapes consumer transactions and payment technologies, and where is it going?

Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.

Payments Research

Reports

Squares and Sleds: Wireless POS Plays a Smarter Game

  • Javelin Report
  • Date: August 9, 2010
  • Author(s): George Peabody
  • Research Topic(s): Emerging
Squares and Sleds: Wireless POS Plays a Smarter Game

China's Landmark Regulation on Payments

  • Impact Note
  • Date: August 8, 2010
  • Author(s): Terry Xie
  • Research Topic(s): Global
China's Landmark Regulation On Payments

Payment Hubs: Shrinking the Elephant

  • Javelin Report
  • Date: August 8, 2010
  • Author(s): Patricia Hewitt
  • Research Topic(s): Debit
Payment Hubs: Shrinking the Elephant

The Durbin Amendment: A Future Unclear

  • Impact Note
  • Date: August 8, 2010
  • Author(s): Patricia Hewitt
  • Research Topic(s): Debit
The passage of the Dodd-Frank Wall Street Reform and Consumer Protection Act, containing the Durbin Amendment will long be recognized as a seminal event by the U.S. payments industry. As we consider life after debit card interchange fee regulati...

The Canadian Credit Card Market: Tough Sledding

  • Javelin Report
  • Date: August 4, 2010
  • Author(s): Patricia McGinnis
  • Research Topic(s): Credit
The Canadian Credit Card Market: Tough Sledding

Durbin = Debit? Think Again

  • Impact Note
  • Date: July 29, 2010
  • Author(s): Ken Paterson
  • Research Topic(s): Credit
The recently enacted Durbin Amendment to the Dodd-Frank Act will unquestionably reshape the U.S. debit card landscape. Though less convulsive changes to credit cards, the Act creates long-term possibilities for significant change to credit card ...

The Canadian Debit Market Warning: Contents Under Pressure

  • Javelin Report
  • Date: June 29, 2010
  • Author(s): Patricia Hewitt
  • Research Topic(s): Debit, Global
he Canadian debit card market has been under increasing pressure in recent years to open itself to new card network schemes.

US Merchant Acquiring 2010: Consolidation at the Top

  • Javelin Report
  • Date: June 27, 2010
  • Author(s): David Fish
  • Research Topic(s): Credit
US Merchant Acquiring 2010: Consolidation at the Top

Understanding Prepaid Regulation: A Framework for Asking the Right Questions

  • Javelin Report
  • Date: June 22, 2010
  • Author(s): Ben Jackson
  • Research Topic(s): Prepaid
New Research Provides Detailed Overview of Complex Prepaid Card Regulatory Landscape

Understanding Restricted Authorization Networks: Cards Between Closed and Open Loops

  • Javelin Report
  • Date: May 26, 2010
  • Author(s): Ben Jackson
  • Research Topic(s): Prepaid
Understanding Restricted Authorization Networks:Cards Between Closed and Open Loop

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