Payments

People’s decisions about where to shop and how to pay their bills hinge on a series of factors, including their grasp of technology, social media influences, demographics, and access to credit. Javelin’s analysts monitor this ever-changing landscape to provide data and insight through three practices: payments, cryptocurrency and small business digital banking & payments.

What shapes consumer transactions and payment technologies, and where is it going?

Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.

Payments Research

Reports

Going Global: Taking Prepaid Processing Abroad

Javelin Report
Date: April 11, 2010
Author(s): Mercator
Research Topic(s): Prepaid

Research Provides Guidance for DevelopingInternational Prepaid Card Processing Strategy

Retailer Credit: New Visions for a Troubled Segment

Javelin Report
Date: March 30, 2010
Author(s): Mercator
Research Topic(s): Credit

Retailer Credit: New Visions for a Troubled Segment

Cloud Computing and Innovation at the Point-of-Sale: Toward the Cloud-Based vECR

Javelin Report
Date: March 17, 2010
Author(s): Mercator
Research Topic(s): Emerging

New Report Explores Cloud Computing and Innovation at the Point-of-Sale

Money Cards: When Is a Prepaid Card Not?

Impact Note
Date: March 14, 2010
Author(s): Mercator
Research Topic(s): Debit

While debit cards have taken on a whole new value in today's economy, that doesn't necessarily translate into new consumers flocking to open checking accounts. The evolution of general purpose prepaid cards, from budgeting and remittance tools t...

Venture Capital in Payments 2010: How VC Funding Drives Global Payments Innovation

Javelin Report
Date: March 10, 2010
Author(s): Mercator
Research Topic(s): Global

Venture Capital in Payments 2010: How VC Funding Drives Global Payments Innovation

Beyond Brand Awareness with Exclusivity Contracts - An Olympic-Sized Opportunity for Prepaid

Javelin Report
Date: March 7, 2010
Author(s): Mercator
Research Topic(s): Prepaid

With its sponsorship making it the only card brand accepted at the 2010 Olympic Games in Vancouver, Visa Inc. undoubtedly boosted awareness of its brand, however in the new age of prepaid, these sponsorships gave the brand networks the additiona...