Payments Research

Payments

The payments industry is evolving rapidly as new technologies, changing consumer behaviors, regulatory developments, and emerging business models reshape how money moves. Javelin’s payments research team provides data-driven insights and advisory services across nine practice areas: Commercial & Enterprise, Credit, Digital Assets & Crypto, Debit, Emerging, Global, Merchant, Prepaid, and Tech & Infrastructure.

What shapes consumer transactions and payment technologies, and where is it going?

Rapid changes in technology, regulation, and consumer behavior continue to reshape the payments industry. Javelin’s payments research team tracks commercial and consumer payment trends, evaluates emerging payment technologies, and anticipates what’s next. Through unbiased research, data-driven insights, and actionable advice, we help financial institutions, payments providers, and technology companies develop strategies that position them for success in a rapidly evolving market.

Payments Research

Reports

Multichannel Merchants Face Payment Process Complexity

Javelin Report
Date: March 29, 2012
Author(s): David Fish
Research Topic(s): Emerging

Multichannel Merchants Face Payment Process Complexity

Tools for Managing Commercial Card Programs

Javelin Report
Date: March 29, 2012
Author(s): Patricia McGinnis
Research Topic(s): Commercial & Enterprise

Tools for Managing Commercial Card Programs

Credit Decisioning and Social Media: To Boldly Go . . . Where?

Javelin Report
Date: March 28, 2012
Author(s): Ken Paterson
Research Topic(s): Credit

There are rumors of projects underway to mine the increasing supply of social media data to create new credit decisioning tools. Most of this work is occurring too far from view to provide any indication of the potential predictive value of this...

U.S. Fleet Cards: Networks Lead with Real-Time Innovation

Javelin Report
Date: March 28, 2012
Author(s): Michael Misasi
Research Topic(s): Commercial & Enterprise

U.S. Fleet Cards: Networks Lead with Real-Time Innovation

Programming the Payments: From APIs to Commerce Platforms

Javelin Report
Date: March 26, 2012
Author(s): George Peabody
Research Topic(s): Emerging

New research from Mercator Advisory Group reviews software development platforms and payment innovation

Top 50 Debit Card Issuers: Rewards and Loyalty: 2011 Annual Review

Javelin Report
Date: March 26, 2012
Author(s): Patricia Hewitt
Research Topic(s): Debit

Boston, MA -- In new research, Top 50 Financial Institutions' Debit Rewards and Loyalty: 2011 Annual Review, Mercator Advisory Group provides its annual examination of the changes taking place in the rewards and loyalty programs of the top debit...