What shapes consumer transactions and payment technologies, and where is it going?
Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.
Payments Research
Reports
The Credit Card Fair Fee Act of 2009 and the Acquiring Space: Doom or Boon?
While the healthcare reform debate continues in Washington as Congress reconvenes for the fall session, two very different legislative bills with the same title, The Credit Card Fair Fee Act of 2009 (H.R. 2695 and S. 1212), wait in the queue to ...
Expedited Bill Pay: Convenience and a Whole Lot More
New Research Explores the Market Dynamics Around Expedited Bill Pay
Get Ready to Duck Swinging at Overdraft Fees
HR 946 or The Consumer Overdraft Fair Practices Protection Act is teed up as the next act in Congress' playbook designed to assist financial institutions in completely overhauling their retail business models. In the case of overdraft fees, the ...
Sixth Annual Network Branded Prepaid Market Assessment
Sixth Annual Network Branded Prepaid Market Assessment
The US Merchant Acquiring Market 2009: Accelerating Change in a Down Economy
New Research Examines Developments in the U.S. Merchant Acquiring Space
We're Going to Need Stronger Glue: Social Self-Service Meets Legacy Customer Service
New Research Provides Guidance on Social-Self Service and Multi-Channel Integration for FIs
Credit Crunch '09: June Update
As we hit mid year in this challenging environment for the card industry, unemployment-driven charge-offs, the bane of any recession, will likely end up as the year's greatest issuer concern. As the industry wrestles to control credit risk in th...
Instant Card Issuing: The Good Idea Makes a Come Back
Instant Card Issuance has been available to bank and credit union ATM and debit card issuers for years. But how relevant is the platform experience in the context of mobile banking strategies? The answer could be very relevant as financial insti...
Rise of the VARs: Merchant Attrition and Value-Added Technology's Impact on Account Retention
The Rise of the VARs: Merchant Attrition and Value-Added Technology's Impact on Account Retention
Collections and Recovery Solutions: Pushing an Ocean Liner Toward Warp Speed
Collections and Recovery Solutions: Pushing an Ocean Liner Toward Warp Speed