Payments

People’s decisions about where to shop and how to pay their bills hinge on a series of factors, including their grasp of technology, social media influences, demographics, and access to credit. Javelin’s analysts monitor this ever-changing landscape to provide data and insight through three practices: payments, cryptocurrency and small business digital banking & payments.

What shapes consumer transactions and payment technologies, and where is it going?

Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.

Payments Research

Reports

The US Merchant Acquiring Market 2009: Accelerating Change in a Down Economy

Javelin Report
Date: August 13, 2009
Author(s): Mercator
Research Topic(s): Credit

New Research Examines Developments in the U.S. Merchant Acquiring Space

We're Going to Need Stronger Glue: Social Self-Service Meets Legacy Customer Service

Javelin Report
Date: August 12, 2009
Author(s): Mercator
Research Topic(s): Emerging

New Research Provides Guidance on Social-Self Service and Multi-Channel Integration for FIs

Credit Crunch '09: June Update

Javelin Report
Date: July 8, 2009
Author(s): Mercator
Research Topic(s): Credit

As we hit mid year in this challenging environment for the card industry, unemployment-driven charge-offs, the bane of any recession, will likely end up as the year's greatest issuer concern. As the industry wrestles to control credit risk in th...

Instant Card Issuing: The Good Idea Makes a Come Back

Javelin Report
Date: July 8, 2009
Author(s): Mercator
Research Topic(s): Debit

Instant Card Issuance has been available to bank and credit union ATM and debit card issuers for years. But how relevant is the platform experience in the context of mobile banking strategies? The answer could be very relevant as financial insti...