What shapes consumer transactions and payment technologies, and where is it going?
Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.
Payments Research
Reports
Remote Deposit Capture Supplier Review
August 2008Boston, MA
A New POS Paradign: Hardware as Service Delivery Platform
Software as a Service is a commonplace method for software vendors to offer their capabilities. Now, hardware vendors of systems that include payments capability are bundling their devices and the services needed to create a vertical market solu...
Self-Service Kiosks, Bill Pay and Getting It Right
NEW RESEARCH REPORT BY MERCATOR ADVISORY GROUP
Retail Credit Cards: New Interest In An Old Topic
August 2008Boston, MA
Brazilian Payment Card Market: Major Changes Ahead
NEW RESEARCH REPORT BY MERCATOR ADVISORY GROUP
Merchant Acquiring in the United States 2008: Birth of the Perfect Storm?
NEW RESEARCH REPORT BY MERCATOR ADVISORY GROUP
Payroll Segmentation: Driving Payroll Cards Beyond the Unbanked
New payroll card solutions are emerging that offer card providers the opportunity to drive the products up-market towards more rewarding user profiles. The non-traditional approach of offering payroll cards up-market requires payroll solution pr...
Credit Card Aggregator Websites: The Hidden Marketing Channel
Those seemingly ubiquitous advertising links for credit card search/comparison websites might be easily dismissed as faded billboards on the information superhighway. An analysis of traffic volumes suggests something more consequential: the emer...
India's Electronic Payments Future
Boston, MAMay 2008
Mobile Payment Case Study: NTT DoCoMo's Proximity Mobile Commerce Platform
Since 2004, NTT DoCoMo, the largest mobile carrier in Japan, has been operating a proximity mobile commerce platform that offers a variety of functions including, but not limited to, card payments. This note takes a close look at the platform; b...