What shapes consumer transactions and payment technologies, and where is it going?
Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.
Payments Research
Reports
Top US Emerging Payment Technologies: Some Leverage for the Merchant
Payment technologies come and go with more than a few perishing from the lack of value or the ability of the payment industry's immune system to reject ideas that threaten the status quo. But a number of technologies are technically in place or ...
Toward Profitability in Prepaid: Navigating a Changing Sea
When a prepaid card program will achieve profitability is proving difficult to calculate. This challenge comes from a range of variables that needs to be factored into the profitability calculations, and while some of these variables are well kn...
US Mobile Banking: Sedate Growth, Disruptive Potential
NEW RESEARCH REPORT BY MERCATOR ADVISORY GROUP
2007 Online Payments Market in China: Market Overview and Major Players
Boston, MAApril 2008
Contactless Card Market in China 2007
Mercator Advisory Group took a look at the contactless card market in China. Government-led initiatives have made China among the largest RFID markets in the world in the past year. However, additional long-term market drivers are needed to keep...
Testing Merchant Acceptance of Prepaid Online: Have Gift Card, Will Lift
Boston, MAApril 2008
Restricted Authorization Networks: Winner Takes All
Boston, MAMarch 2008
Network Exclusivity: The Changing Direction of the Industry
A trend within the leading EFT networks indicates that they are redefining their PIN debit strategy. The Interlink, STAR, PULSE and NYCE networks have all announced sole provider or exclusive processing agreements for PIN Debit POS transactions ...
US Wireless POS: Gets Up from the Table and Runs Out the Door
NEW RESEARCH REPORT BY MERCATOR ADVISORY GROUP