What shapes consumer transactions and payment technologies, and where is it going?

Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.

Payments Research

Reports

The ACH Network: The Bedrock of Alternative Payments

  • Javelin Report
  • Date: October 12, 2008
  • Author(s): Mercator
  • Research Topic(s): Debit
NEW RESEARCH REPORT BY MERCATOR ADVISORY GROUP

Electronic Bill Pay: Niche Opportunities Still Abound

  • Javelin Report
  • Date: September 16, 2008
  • Author(s): Mercator
  • Research Topic(s): Debit
Boston, MASeptember 2008

5th Annual Network Branded Prepaid Market Assessment

  • Javelin Report
  • Date: August 21, 2008
  • Author(s): Mercator
  • Research Topic(s): Prepaid
Boston, MAAugust 2008

Driving Consumers Toward Mobile Money Services: Lessons from South Africa, the Philippines, and Kenya

  • Javelin Report
  • Date: August 21, 2008
  • Author(s): Mercator
  • Research Topic(s): Emerging, Global
NEW RESEARCH REPORT BY MERCATOR ADVISORY GROUP

Merchant Funded Discount Networks: Adding to the Payments Value Chain

  • Javelin Report
  • Date: August 20, 2008
  • Author(s): Mercator
  • Research Topic(s): Prepaid
NEW RESEARCH REPORT BY MERCATOR ADVISORY GROUP

Patience and the Win/Win: Broadband and the Rural Financial Institution

  • Impact Note
  • Date: August 19, 2008
  • Author(s): Mercator
  • Research Topic(s): Emerging
Sometimes the merits of a technology are obvious like mobile telephones and word processors. But others demand the right problem and the right provider to make economic sense. Wireless broadband for rural banking applications is one. Despite rel...

Remote Deposit Capture Supplier Review

  • Javelin Report
  • Date: August 17, 2008
  • Author(s): Mercator
  • Research Topic(s): Debit
August 2008Boston, MA

A New POS Paradign: Hardware as Service Delivery Platform

  • Impact Note
  • Date: August 14, 2008
  • Author(s): Mercator
  • Research Topic(s): Emerging
Software as a Service is a commonplace method for software vendors to offer their capabilities. Now, hardware vendors of systems that include payments capability are bundling their devices and the services needed to create a vertical market solu...

Self-Service Kiosks, Bill Pay and Getting It Right

  • Javelin Report
  • Date: August 12, 2008
  • Author(s): Mercator
  • Research Topic(s): Emerging
NEW RESEARCH REPORT BY MERCATOR ADVISORY GROUP

Retail Credit Cards: New Interest In An Old Topic

  • Javelin Report
  • Date: July 30, 2008
  • Author(s): Mercator
  • Research Topic(s): Credit
August 2008Boston, MA

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