What shapes consumer transactions and payment technologies, and where is it going?
Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.
Payments Research
Reports
Challenges in Global Prepaid Card Markets: 2009
NEW RESEARCH PROVIDES GUIDANCE FOR INTERNATIONAL PREPAID PROGRAM EXPANSION
The Rise of Hybrid Credit/ Prepaid Cards
USE OF CREDIT TO EXTEND PREPAID (GPR) INTO FINANCIAL SERVICES TERRITORY
Debit Processing in the United States: A Focus on Issuer Solutions
Debit Processing in the United States: A Focus on Issuer Solutions
Merchant Security, Tokenization and the Fairy Tale of Outsourcing PCI
NEW RESEARCH BY MERCATOR ADVISORY GROUP IDENTIFES CHALLENGES OF NEW PCI COMPLIANCE MITIGATION STRATEGY
Credit Card Issuer Processing: State of the Industry
NEW RESEARCH REPORT BY MERCATOR ADVISORY GROUP
A Guide to Achieving Greater Prepaid Volume: Six Channels That Drive Prepaid Success
January 2009Boston, MA
Merchant Acquiring Business Model Taxonomy
In this research note, Mercator examines the various roles performed by companies involved in merchant payment acquiring and categorizes acquirers within seven basic business models. We discuss the traditional notion of "acquirer," and offer a b...
Credit Crunch 2009: January Update
This is the first in a series of updates that will be published in 2009 as the global credit crunch hits home in the United States credit card marketplace. Building on our analysis published in November 2008 (Declining Credit Card Growth 2008: A...