U.S. Commercial Cards: Complex Solutions
for a Growing Market

New Research Analyzes Commercial Card Market Growth

Boston, MA -- The commercial card market is one of the few remaining sources of profit for financial institutions. Today's stressful economic climate requires large and mid-sized corporations to streamline operations wherever possible, and commercial card solutions are taking on an enhanced role in this process. Commercial cards are now being used for a wider array of transactions, and improved data analytics is empowering managers to reduce costs.

Mercator's latest report, The U.S. Commercial Card Market: Complex Solutions for a Growing Market, provides industry participants insights into the market's competitive landscape as well as the growth factors influencing the market's various segments. The report takes an in depth look at the software solutions available to commercial card program administrators and highlights the differentiating characteristics of several popular offerings.

Highlights of the report include:

Profiles and estimated market shares of the top commercial card issuers and networks.

An analysis of ongoing trends in commercial card spending, including growth projections for the purchasing, travel, and fleet segments through 2015.

An investigation of how the needs of corporations are translated into the functionality of program management solutions.

Michael Misasi, research analyst at Mercator Advisory Group and the author of the report comments, "Commercial cards is a highly complex and intensely competitive market. A few elite names continue to populate the rankings of the largest commercial card issuers. Each issuer's success during the recent period of economic stress has varied with its degree of concentration in purchasing cards versus corporate T&E cards; volume in the former has continued to exhibit stronger growth than the latter over the last several years."

The report is 33 pages long and contains 10 exhibits.

Companies mentioned in this report include: American Express, Visa, MasterCard, Discover, JPMorgan Chase, U.S. Bank, Bank of America, Citigroup, Wells Fargo, Regions Bank, PNC, Comdata, BMO Harris, RBS Citizens, First National Bank of Nebraska, First Data, TSYS, AOC Solutions, Approva Corp, Chrome River Technologies, Concur Technology, InvaPay Solutions, IBM, OpenWay Group, Oracle Financials.

Members of Mercator Advisory Group have access to this report as well as the upcoming research for the year ahead, presentations, analyst access, and other membership benefits.

Please visit us online at www.mercatoradvisorygroup.com.

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About Mercator Advisory Group
Mercator Advisory Group is the leading, independent research and advisory services firm exclusively focused on the payments and banking industries. We deliver pragmatic and timely research and advice designed to help our clients uncover the most lucrative opportunities to maximize revenue growth and contain costs. Our clients range from the world's largest payment issuers, acquirers, processors, merchants and associations to leading technology providers and investors. Mercator Advisory Group is also the publisher of the online payments and banking news and information portal PaymentsJournal.com.