Payments Research

Payments

The payments industry is evolving rapidly as new technologies, changing consumer behaviors, regulatory developments, and emerging business models reshape how money moves. Javelin’s payments research team provides data-driven insights and advisory services across nine practice areas: Commercial & Enterprise, Credit, Digital Assets & Crypto, Debit, Emerging, Global, Merchant, Prepaid, and Tech & Infrastructure.

What shapes consumer transactions and payment technologies, and where is it going?

Rapid changes in technology, regulation, and consumer behavior continue to reshape the payments industry. Javelin’s payments research team tracks commercial and consumer payment trends, evaluates emerging payment technologies, and anticipates what’s next. Through unbiased research, data-driven insights, and actionable advice, we help financial institutions, payments providers, and technology companies develop strategies that position them for success in a rapidly evolving market.

Payments Research

Reports

EMV Rollout for Commercial Card Stalled by Cost and Lack of Justification

Javelin Report
Date: April 3, 2014
Author(s): Amy Hoke
Research Topic(s): Commercial & Enterprise, Credit

Mercator Advisory Group examines current state of rollout of EMV Chip Commercial Cards in the United States

Chinese Electronic Payment Market Update

Javelin Report
Date: March 25, 2014
Author(s): Tristan Hugo-Webb
Research Topic(s): Global

Electronic payments continue robust growth.

Payment Steering Poses Substantial Risk of Customer Attrition

Impact Note
Date: March 19, 2014
Author(s): Michael Misasi
Research Topic(s): Credit

Credit users are reluctant to change payment behavior.

Why Financial Institutions Should Offer E-Invoicing Products

Impact Note
Date: March 19, 2014
Author(s): Amy Hoke
Research Topic(s): Commercial & Enterprise

Financial institutions with e-payment products should offer e-invoicing.

E-Commerce Platform Solutions Meeting The Needs of "Tomorrow's" Consumers

Advisory Webinar: Client Login Required
Date: March 18, 2014
Author(s): Nick Holland, Aleia Van Dyke
Research Topic(s): Tech & Infrastructure, Fraud Management

E‐commerce is growing by leaps and bounds, prompting merchants and payments processors to expand their platforms for card‐not‐present (CNP) payment acceptance and processing.

Debit Information Has No Place in Credit Bureau Reporting

Impact Note
Date: March 17, 2014
Author(s): Ronald Mazursky
Research Topic(s): Credit, Debit

The case against including debit card and demand deposit account data in consumer credit reports

European E-Commerce Landscape

Javelin Report
Date: March 13, 2014
Author(s): Tristan Hugo-Webb
Research Topic(s): Global

The Continent is poised for long-term growth.

Emerging Low-Cost and No-Cost Online Payments Impact on Traditional B2B Fee Structures

Javelin Report
Date: March 11, 2014
Author(s): Amy Hoke
Research Topic(s): Commercial & Enterprise

New research from Mercator Advisory Group considers Emerging Low-Cost and No-Cost Online Payments’ Impact on Traditional B2B Fee Structures.

Managing Gift Card Operational Complexity and Enabling a Mobile Channel Platform

Javelin Report
Date: March 6, 2014
Author(s): Tim Sloane
Research Topic(s): Prepaid

New research from Mercator Advisory Group identifies complexities in gift card operations and offers process maps to help prevent delays in mobile app distribution.