What shapes consumer transactions and payment technologies, and where is it going?
Rapid changes in technology, regulation, and consumer behavior continue to reshape the payments industry. Javelin’s payments research team tracks commercial and consumer payment trends, evaluates emerging payment technologies, and anticipates what’s next. Through unbiased research, data-driven insights, and actionable advice, we help financial institutions, payments providers, and technology companies develop strategies that position them for success in a rapidly evolving market.
Payments Research
Reports
Global Transit Payment Initiatives
Transit fare payment is increasingly cashless
Transit and Tolls: New Tracks for Growth in Prepaid in the U.S.
Market Opportunities for Prepaid Providers in U.S. Mass Transit and Highway Tolling New research from Mercator Advisory Group shows how prepaid is becoming the preferred payment method for mass transit and highway toll payments.
Preparing for 2015: The Year of the Liability Shift
Payments industry stakeholders define their EMV strategies Credit card issuers are gearing up for a fourth quarter that will likely mark the kickoff of widespread EMV issuance. Card manufacturers are adding capacity to meet demand, and all sour...
Middle Market Creates a Renaissance for Commercial Card Rewards
Smaller companies with smaller corporate card programs are mostly shut out from rebate eligibility by the bigger issuers. Additionally, regional and second tier issuers don’t have deep enough pockets to be able offer smaller programs cash incent...
Managing the Potential Regulatory Landscape of Prepaid Cards on College Campuses
Prepaid card transaction interchange revenue of reached an estimated $1.5 billion in 2013, and payment players are motivated to avoid regulation that could limit revenue. Javelin examines how issuers and universities offering these prepaid cards...
Investing in Wearables for Financial Services – Why Now?
This report lays out how consumer demand and FI investment in wearables will unfold in three phases, outlines the short- and long-term return on investment (ROI) for wearable investments, and prescribes ways financial services innovators can inv...
Embracing a Digital Future: Three Case Studies in Prepaid Card Distribution
New research from Mercator Advisory Group provides case studies of card mall companies to illustrate best practices for transitioning to digital distribution
Prepaid Card Regulation for College Students: Addressing the Needs of Future Banking Customers
This report examines the controversial regulatory environment for campus prepaid cards and recommends how issuers and universities can best manage potential regulation. This report also analyzes the unique financial needs of today’s college stud...
Credit Card Collection Platforms: Compliance Takes Center Stage
Falling delinquency rates give creditors some relief Providers are consistently improving analytical capabilities, but regulatory compliance often drives technology investment by banks and collection agencies. This Mercator Advisory Group resear...
Big Data and Debit: Now or Later?
More is Better, Except with Big Data Retail banks are finding ways to mine big data efficiently for actionable outcomes