Overview
A perspective on the U.S. debit issuing industry for the year ahead.
2013 has been a dynamic year bringing much change to the debit card environment. The Durbin Amendment is undergoing further judicial review, debit EMV implementation has been thrown into turmoil, person-to-person payments have been challenged by heavyweight nonbank competitors, consumers have balked at DDA fees, and prepaid cards continue to grow in appeal and usage. We are seeing changes and challenges on all sides of the debit landscape as the “pay-now” debit customer is offered new payment tools and services and as service providers continue innovating and evolving.
Learn More About This Report & Javelin
Related content
Walmart Pay-by-Bank: How the World’s Largest Retailer Could Transform Real-time A2A Payments
Walmart’s announcement that it will offer shoppers the option to check out with instant pay-by-bank payments beginning in 2025 is a major development for real-time payments, pay-by...
Three Steps to Improve the Bill Pay Function
Biller direct payments are preferred by consumers over payments initiated through bank bill pay platforms. Closing the gap and engaging more customers will require financial instit...
U.S. Real-time Payments: Full Speed Ahead After Year 1 of FedNow
One year after the introduction of the FedNow instant payment service, participation by financial institutions is soaring and transaction volumes and values are up across the faste...
Make informed decisions in a digital financial world