What shapes consumer transactions and payment technologies, and where is it going?
Rapid changes in technology, regulation, and consumer behavior continue to reshape the payments industry. Javelin’s payments research team tracks commercial and consumer payment trends, evaluates emerging payment technologies, and anticipates what’s next. Through unbiased research, data-driven insights, and actionable advice, we help financial institutions, payments providers, and technology companies develop strategies that position them for success in a rapidly evolving market.
Payments Research
Reports
How to Deliver the 3 Cs of Digital Banking: Convenience, Control, and Confidence
Can bankers and consumers both have it all? Bankers crave tighter, more profitable relationships with their highest-value customers. Those consumers are increasingly demanding “view + do” digital banking capabilities -- anytime, anywhere, any ch...
Merchant-Funded Rewards: Issuers Regroup After Disappointment
Opportunity Awaits Participants in Emerging Merchant-Funded Rewards Industry Research from Mercator Advisory Group discusses how card issuers can capture the potential of merchant-funded rewards
Company Snapshot: Jumio
Jumio’s credential scanning and authentication technology reduces ID fraud and mobile payment friction
Decoupled Debit: A Product Whose Time Has Come (Again)
Enthusiasm for decoupled debit cards ebbs and flows, but the value proposition persists
Surveying the Global Prepaid Travel Card Landscape
Prepaid Travel Cards: The Next Big Thing? Mercator Advisory Group releases research, Surveying the Global Prepaid Travel Card Landscape
Mobile Wallets Analysis and Strategy: How the Game Changes With Apple Pay
This report dissects the Apple Pay model, provides a state of the union look at the mobile wallet ecosystem, assesses strengths, weaknesses, opportunities, and threats of the top 10 wallets, covers 16 wallet models in total, and advises fi...
Deepening Customer Relationships with Small Business Banking
Opportunities Abound in the Small Business Banking Market New research from Mercator Advisory Group examines the importance of small business banking for financial institutions’ growth
Co-Branded Credit Cards: A 2014 Product Review
New Features Emerging to Differentiate Co-branded Credit Cards New research presents an updated review and comparison of co-branded credit card programs in the United States
A Mobile Payments Taxonomy and Forecast, 2014–2025
New Research Defines the Diversity of Mobile Payment Transactions and Forecasts U.S. Volumes Mercator Advisory Group establishes an e-commerce taxonomy and a forecast for m-commerce payments in the United States
Searching for the Payment El Dorado: BRIC vs. MINTS
For years now, the payments industry has looked to the large developing nations referred to as BRIC (Brazil, Russia, India, and China) as the markets most likely to drive payments growth in the future. But these markets have not lived up to thei...