What shapes consumer transactions and payment technologies, and where is it going?
Rapid changes in technology, regulation, and consumer behavior continue to reshape the payments industry. Javelin’s payments research team tracks commercial and consumer payment trends, evaluates emerging payment technologies, and anticipates what’s next. Through unbiased research, data-driven insights, and actionable advice, we help financial institutions, payments providers, and technology companies develop strategies that position them for success in a rapidly evolving market.
Payments Research
Reports
The Rising Tide of CNP Fraud in a post-EMV Market
On the eve of one of the most significant change in the history of U.S. payments, stakeholders wrestle with the question of what EMV will mean for fraud across not only the point-of-sale (POS), but also card-not-present (CNP) transactions. Javel...
11th Annual U.S. Prepaid Cards Market Forecasts, 2014–2017
Prepaid Loads Continue to Grow as Individual Segments Struggle Research from Mercator Advisory Group shows which segments of the prepaid market will grow, and which will shrink through 2017.
Online Banking and Bill Payment Forecast 2014-2019: Tech-Savvy Moneyhawks Foreshadow New Bill Pay Habits
Javelin’s 12th annual online banking and bill payment forecast highlights two critical trends for the workhorse digital channel: 1) Online banking still has a big upside. 2) This is a milestones period for FI bill pay. This report also...
Global Mobile Payments Regulations: Hoping for Technology Standardization
Regulators Around the World Lack Unified Approach to Emerging Mobile Payments Services Mercator Advisory Group's research on global trends in mobile payments regulation
Payment Networks 2.0: The Battle for Tokenization
Research Defines the Many Paths Now Available to Payments Providers Based on Implementation of TokensMercator Advisory Group offers implementation details of tokenization and insight into how tokens will impact the future payments landscape
Fixing CNP Fraud: Solutions for a Pre- and Post-EMV U.S. Market
Javelin has forecasted what a post-EMV U.S. market will comprise. CNP fraud will unquestionably be a major concern for banks, issuers, and merchants. The solutions they deploy will need to prevent fraud while at the same time limiting friction d...
Mobile Wallets 2014: How Apple Pay Changes Everything
Apple Pay. PayPal. MCX CurrentC. Google Wallet. MasterCard MasterPass. Softcard. And the list goes on. Which wallet will win over the consumer over the coming years?
Global Digital Currency Regulations: Divergent Paths
Surveying Digital Currency Regulations Around the World New research from Mercator Advisory Group reviews countries’ regulatory policies on digital currency and considers the potential effects on this new payment technology
Deepening Customer Relationships with Wealth Management Banking
Expanded Opportunities in the Wealth Management Banking Market New research from Mercator Advisory Group examines the importance of engaging with wealth management clients to grow long-lasting and profitable banking relationships.
PayPal’s Future: What Separation from eBay Will Mean
PayPal’s Future Growth Will Derive from In-Store and Mobile Payments New research from Mercator Advisory Group reviews PayPal’s opportunities post eBay