Overview
Peer-to-peer lending and other new lending models are gaining popularity with consumers and small businesses. This market space is interesting and complex. It is filled with emerging technology that applies new credit underwriting criteria and speeds loan applications, credit decisioning, and funds availability. It has important societal implications. And it threatens disruption of the financial services industry related to payments, deposits, and lending.
Learn More About This Report & Javelin
Related content
What Mobile Wallets Are Doing to Defend Against Competitive Threats
OS-based mobile wallets, particularly Apple’s, maintain the dominant share of the market. But challengers are coming in various alternative payment forms (such as account-to-accoun...
Have You Been on a Digital-Only Magic Carpet Ride?
The digital-only payer—one who has left behind the physical wallet and its tangible payment forms—is a popular creature in the media, one who fronts declarations that all-digital p...
Imagining a Cardless U.S. Payments Landscape, Part 1
Any contemplation of a cardless future in U.S. payments starts with a definition of terms: The question is whether the form—physical credit and debit cards wielded at the point of ...
Make informed decisions in a digital financial world