What shapes consumer transactions and payment technologies, and where is it going?
Rapid changes in technology, regulation, and consumer behavior continue to reshape the payments industry. Javelin’s payments research team tracks commercial and consumer payment trends, evaluates emerging payment technologies, and anticipates what’s next. Through unbiased research, data-driven insights, and actionable advice, we help financial institutions, payments providers, and technology companies develop strategies that position them for success in a rapidly evolving market.
Payments Research
Reports
The New Payment Networks Vs. The World (Traditional Networks)
The traditional card networks have long dominated modern commerce, providing a safe and hassle-free shopping experience. They have blazed the trail for payment acceptance in new channels (online and mobile), new geographies (Europe, Asia), and e...
The Rise In The Internet Of Payments
The growth of connected devices, better known today as the Internet of Things (IoT), is accelerating at an unbelievable rate. By 2020 there will be more than 50 billion connected devices (6.6 per person on the planet), up from just under 23 bill...
Payment Services Directive 2
New rules for the European Union create open account access for bank and payment innovators.
Reeling in Millennials with Credit Card Rewards
Join Javelin as we explore how issuers can identify those in search of credit and how to incentivize them with rewards in order to adopt and use credit cards.
Small Business Debit: Hiding in Plain Sight
Small business debit usage is strong (but could be stronger). Data from Mercator Advisory Group’s 2016 small business survey provides metrics on this critical method of payment.
Brexit’s Impact on Commercial Payments
Interesting choices and consequences abound.
Credit Scoring as a Competitive Differentiator
Alternative models of credit scoring: new options, new risksMercator Advisory Group’s new research report examines innovations in credit scoring and alternative lending.
Do Millennials Really Care About Credit Card Rewards?
This report examines the Gen Y credit card opportunity, focusing on how issuers can identify those in search of credit and how to incentivize them with rewards in order to adopt and use credit cards.
The New Prepaid Rule Will Affect Checking Accounts
The CFPB’s final prepaid rule has increased operational complexities for prepaid cards. At the same time, its refusal to define prepaid products by account structure means that checkless checking providers will need to be careful with their mark...
