Overview
Mercator Advisory Group’s new report Decoupled Debit: The Start of Mainstream Adoption? provides an understanding of the current decoupled debit market in the U.S. and how it works, why the current payment industry environment may foster more decoupled debit programs, indicators that decoupled debit may be gaining popularity and thus threatening bank-based debit, and the revised Payment Services Directive (PSD2) in the European Union.
“Decoupled debit is a payments product to watch for future development and growth. It offers merchants most of the benefits they seek in a payment—namely, independence from the card networks, less expensive transaction processing costs, a platform to extend rewards, and less fraud than traditional card transactions,” commented Sarah Grotta, Director, Debit Advisory Service at Mercator Advisory Group and author of the report.
This report has 14 pages and 3 exhibits.
Companies mentioned in this report include: First Data, MasterCard, Target, VocaLink, and ZipLine.
One of the exhibits included in this report:
- Current market sizing
- A look at current decoupled programs
- Decoupled debit in the European Union
- Product challenges
- Market forces that are providing growth opportunities
Learn More About This Report & Javelin
Related content
Walmart Pay-by-Bank: How the World’s Largest Retailer Could Transform Real-time A2A Payments
Walmart’s announcement that it will offer shoppers the option to check out with instant pay-by-bank payments beginning in 2025 is a major development for real-time payments, pay-by...
Three Steps to Improve the Bill Pay Function
Biller direct payments are preferred by consumers over payments initiated through bank bill pay platforms. Closing the gap and engaging more customers will require financial instit...
U.S. Real-time Payments: Full Speed Ahead After Year 1 of FedNow
One year after the introduction of the FedNow instant payment service, participation by financial institutions is soaring and transaction volumes and values are up across the faste...
Make informed decisions in a digital financial world