What shapes consumer transactions and payment technologies, and where is it going?
Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.
Payments Research
Reports
Debit and 3-D Secure 2.0
New specifications for 3D Secure have been released as the industry looks to combat the next fraud hurdle, card-not-present transaction losses.Mercator Advisory Group releases new research on preventing fraud in card-not-present debit transactio...
Supplier Enablement of Cards in B2B E-Payments Requires Persistence, Data, and Technology
Fundamentals remain key, but issuers must consider alternative approaches to advance virtual card use by suppliersNew research from Mercator Advisory Group examines traditional and new methods for advancing supplier enablement
P2P Market Sizing and Introduction of Real-Time Payments
This report examines the domestic U.S. P2P market and, briefly, the A2A (account to account, or “me to me”) market. It focuses on how the market is evolving, user channel preferences, key uses of P2P, desired new features, and differences in use...
13th Annual U.S. Closed-Loop Prepaid Cards Market Forecasts, 2016–2019
Prepaid loads continue to grow as individual segments of the U.S. prepaid cards market struggle New research from Mercator Advisory Group shows which segments of the closed-loop prepaid market will grow, and which will shrink through 2019.
Moving 3-D Secure Forward
With EMV implementation in the rearview mirror, it is urgent to make card-not-present transactions secure.
2017 Outlook: Commercial and Enterprise Payments
Increasing digitization, improved cash cycle management, better integration, and faster capabilities are all converging as we move into 2017, but risk management is a clear concern in commercial and enterprise payments.
2017 Outlook: Credit
Industry projections and predictions for U.S. consumer credit cards Credit cards continue to be the most profitable segment for retail banking, but margins are slipping due to changes in non-interest revenue. Volumes are up but the industry must...
2017 Outlook: Customer Interaction
Adapting to the public’s changing expectations of financial institutions will stabilize their course.
2017 Outlook: Debit
In 2016, the debit card and pay now market found itself managing through the unexpected consequences of a changing market. If anything can be predicted for 2017, it is more unpredictability.
2017 Outlook: Emerging Technologies
Three new technologies are vital for payments. Three technologies need to be embraced immediately by the payments industry. They are tokenization, machine learning, and APIs. These three are important to consider when making any investment plans...