What shapes consumer transactions and payment technologies, and where is it going?
Rapid changes in technology, regulation, and consumer behavior continue to reshape the payments industry. Javelin’s payments research team tracks commercial and consumer payment trends, evaluates emerging payment technologies, and anticipates what’s next. Through unbiased research, data-driven insights, and actionable advice, we help financial institutions, payments providers, and technology companies develop strategies that position them for success in a rapidly evolving market.
Payments Research
Reports
Emerging Technology in Corporate Payments? Faster Strides but Legacy Providers Remain the Leaders
Despite fast and furious pace of activity across corporate payments space, no game-changing breakthroughs evident yet.
Payment Services Directive 2: Worldwide Industry Implications
U.S. credit card issuers should consider the implications of the European Union’s Payment Services Directive 2 (PSD2) New Mercator Advisory Group research discusses the complexity of the European Union’s Payment Services Directive 2 and its glob...
Improving Receivables Management: Ignore at Your Own Peril
Don’t forget better receivables management when discussing faster paymentsNew research from Mercator Advisory Group examines the importance of advanced receivables management capabilities
Mobile Order and Pay Ahead: A New Sales Channel for Restaurants and Merchants
The convergence of mobile order ahead with the on-demand economy proves appetizing to customers.
Punching Above Their Weight: The Strategic Potential of Shared Delivery Channel
Integrating the best channels to achieve particular tasks will lead to “optichannel” banking and boost customer engagement.
A More Competitive Debit Network Battlefield
The global and EFT debit networks are pulling out all the stops to protect, defend, and expand their respective market share.
Company Snapshot: CashStar
CashStar Inc. wants to turn digital gift cards into “branded currency.”
Navigating Prepaid Card Waters: Finding Opportunities in a Sea of Challenges
This report examines the remaining opportunities for prepaid card issuers, as well as the final rules and their impact on issuers and companies that are considering entering the market. Unless otherwise stated, this report uses the term pr...
14th Annual U.S. Open-Loop Prepaid Cards Market Forecasts, 2017–2020
Prepaid Load Growth Slows as Segments Mature.New research from Mercator Advisory Group shows which segments of the prepaid market will grow, and which will shrink through 2020.
Decoupled Debit: The Start of Mainstream Adoption?
Merchants looking to tie loyalty to a payment product may find a solution in decoupled debit Mercator Advisory Group releases new research on decoupled debit, its benefits for merchants, and the threat it poses to bank-based debit.