What shapes consumer transactions and payment technologies, and where is it going?

Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.

Payments Research

Reports

Disruption in the POS Payment Ecosystem

  • Advisory Webinar: Client Login Required
  • Date: October, 2016
  • Author(s): Michael Moeser
  • Research Topic(s): Tech & Infrastructure
Join Michael Moeser as he discusses how retail transaction behavior is undergoing a consumer-driven metamorphosis as the physical channel evolves with new payment methods, in-store pickup and the growth of the digital channel.

13th Annual U.S. Open-Loop Prepaid Cards Market Forecasts, 2016–2019

  • Javelin Report
  • Date: September 22, 2016
  • Author(s): Ben Jackson
  • Research Topic(s): Prepaid
Prepaid load growth slows as segments mature New research from Mercator Advisory Group shows which segments of the prepaid market will grow and which will shrink through 2019.

U.S. Credit Cards Metrics Look Good, but Will Profits Tailspin in 2017?

  • Impact Note
  • Date: September 20, 2016
  • Author(s): Brian Riley
  • Research Topic(s): Credit
Despite the current rosy picture, there may be trouble ahead.

Self-Use of Gift Cards in the United States

  • Impact Note
  • Date: September 15, 2016
  • Author(s): Ben Jackson
  • Research Topic(s): Prepaid
Gift card buyers’ purchasing of cards for their own use represents opportunities to retailers Research from Mercator Advisory Group examines the trend toward U.S. consumers purchasing gift cards for self-use.

The U.S. Commercial Card Market: A Growing Virtual Reality

Buyers and suppliers seeing the value-add in electronic accounts payable New research from Mercator Advisory Group examines the U.S. commercial cards market and highlights key trends affecting it

2016 Retail Point of Sale Payment Forecast

  • Javelin Report
  • Date: September 8, 2016
  • Author(s): Michael Moeser
  • Research Topic(s): Tech & Infrastructure
This report will also highlight individual product growth and share shifts at POS for cards (credit, debit, prepaid, and gift), cash, check, and mobile proximity payments. 

Can Coalition Loyalty Programs Succeed in the United States?

  Can Plenti score points with U.S. shoppers? Mercator Advisory Group releases a new research note assessing the first year of merchant coalition loyalty program Plenti by Amex.

Company Snapshot: Boost Payment Solutions

Fintech enabling greater use of virtual cards in corporate payables

Retail Gift Card Trends in the United States: 2015 in Review

  • Javelin Report
  • Date: August 19, 2016
  • Author(s): Ben Jackson
  • Research Topic(s): Prepaid
Closed-loop gift card loads fell in 2015 as shoppers favored merchandise New research from Mercator Advisory Group finds U.S. retail gift card loads fell 9% in 2015, in part due to a slow holiday season

Understanding Risk in Bitcoin and Bitcoin Exchanges

  • Impact Note
  • Date: August 18, 2016
  • Author(s): Tim Sloane
  • Research Topic(s): Emerging, Global
Bitcoin’s algoritms are robust, but the same cannot be said of the external Bitcoin ecosystem that most users depend on.

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