What shapes consumer transactions and payment technologies, and where is it going?

Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.

Payments Research

Reports

Future Proofing Card Authorization

This report will analyze the prevalence of false-positive declines in the U.S., discuss the impact of such declines, and explore solutions — particularly EMV and mobile — that can help improve authorization analytics.

The Rise of Mobile P2P Payments

This webinar explores business models of emerging, non- bank, mobile P2P competitors (Facebook and Snapchat), who are focusing on facilitating commerce on their mobile and online platforms including P2P money transfers into everyday social media...

Adventures with CurrentC

  • Impact Note
  • Date: October 16, 2015
  • Author(s): Sarah Grotta
  • Research Topic(s): Debit
CurrentC is alive and well and on track to be more than just another mobile wallet.

State of the Commercial Card Market, 2015

Outlook for commercial cards growth still optimistic, according to Mercator Advisory Group market review Research from Mercator Advisory Group assesses dynamics of the commercial cards market and highlights emerging trends likely to affect the i...

The Opportunity of Person-to-Person Payments

  • Javelin Report
  • Date: October 13, 2015
  • Author(s): Sarah Grotta
  • Research Topic(s): Debit
Person to person (P2P) payments are quickly replacing cash and checks.Research from Mercator Advisory Group finds financial institutions have advantages to capture the P2P payments market despite attention to third-party fintech providers.

Mobile Payment App Support: Review, 2015

  • Javelin Report
  • Date: October 8, 2015
  • Author(s): Nikhil Joseph
  • Research Topic(s): Emerging
Building a mobile-first customer support experience remains a challenge Mercator’s Emerging Technologies research report reviews new developments in customer support among retail, banking, and payment apps  

2015 European Contactless Card Payments Landscape

  • Javelin Report
  • Date: October 5, 2015
  • Author(s): Tristan Hugo-Webb
  • Research Topic(s): Global
Another European Revolution Taking Hold: Contactless Cards Mercator Advisory Group releases research, 2015 European Contactless Card Payments Landscape

European Mobile Person-to-Person Payment Systems: A Changing Environment

  • Javelin Report
  • Date: October 1, 2015
  • Author(s): Tristan Hugo-Webb
  • Research Topic(s): Global
Multiple Dynamics Impacting Evolution of European Mobile P2P Payment Solutions Mercator Advisory Group releases new research comparing four models of mobile person-to-person payments employed by the 50 P2P services competing in Europe

Connecting the Dots with Mobile Imaging to Create a Full Mobile Banking Experience

This webinar explores the new areas of imaging that can enhance the experience and strategies to deliver an end-to-end mobile banking experience.

The Impact of Contactless Cards on the U.K.’s Mobile Payments Future

  • Impact Note
  • Date: September 22, 2015
  • Author(s): Tristan Hugo-Webb
  • Research Topic(s): Global
The contactless revolution is likely to delay consumer adoption of mobile payments. In the United Kingdom, consumer use of contactless cards is surging as the number of contactless cards and terminals rises. Concurrently, mobile payments are str...

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