Payments Research

Payments

The payments industry is evolving rapidly as new technologies, changing consumer behaviors, regulatory developments, and emerging business models reshape how money moves. Javelin’s payments research team provides data-driven insights and advisory services across nine practice areas: Commercial & Enterprise, Credit, Digital Assets & Crypto, Debit, Emerging, Global, Merchant, Prepaid, and Tech & Infrastructure.

What shapes consumer transactions and payment technologies, and where is it going?

Rapid changes in technology, regulation, and consumer behavior continue to reshape the payments industry. Javelin’s payments research team tracks commercial and consumer payment trends, evaluates emerging payment technologies, and anticipates what’s next. Through unbiased research, data-driven insights, and actionable advice, we help financial institutions, payments providers, and technology companies develop strategies that position them for success in a rapidly evolving market.

Payments Research

Reports

U.K. Prepaid Market Dynamics, 2017

Javelin Report
Date: January 9, 2018
Author(s): C. Brown
Research Topic(s): Global, Prepaid

The United Kingdom open-loop market is poised for success. Mercator Advisory Group foresees similar U.S. growing pains as U.K. open-loop prepaid debit card market matures.

Authentication Market Shake-up as Visa Enters the Market

Impact Note
Date: January 4, 2018
Author(s): Tim Sloane
Research Topic(s): Emerging

Authentication solutions delivered as a service will speed the adoption of new technologies. Visa ID Intelligence is a service that integrates authentication solutions from several different providers under a single set of application programmi...

Gamification in Financial Institutions: Engaging and Educating Customers

Impact Note
Date: December 29, 2017
Author(s): Joseph Walent
Research Topic(s): Merchant

Engaging customers more frequently by using techniques found in mobile and online games will help banks, credit unions, and other financial institutions strengthen their relationships and offset the decline in engagement due to declining branch ...

U.S. Commercial Prepaid Cards: 2015–2020 Forecast

Growth forecast for U.S. commercial prepaid cards in 2018 and beyondMercator Advisory Group reports that the commercial portion of overall spend in the U.S. prepaid card market has e growth potential in private sector categories, particularly as...

Corporate Banking Now Peeking Through the Blockchain Window

The steep early learning curve is past, and use cases for real products and services are appearing on the market.

Understanding Fee-Based Premium Reward Cardholders

Javelin Report
Date: December 20, 2017
Author(s): Michael Moeser
Research Topic(s): Tech & Infrastructure

In the early ages of the credit card industry, it was common for cardholders to pay a nominal annual fee as part of owning a credit card, similar to a membership fee. The annual fee was typically low and generally applied across all types of car...