What shapes consumer transactions and payment technologies, and where is it going?
Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.
Payments Research
Reports
Merchant Acquiring’s Ecosystem: Evolving Beyond Transactions
Dynamics changing in merchant acquiring market Mercator Advisory Group research finds new competitors and expanded service offerings in merchant acquiring
Tracking Fintech Innovations for Corporate Banking
Lots of input, but where is the output?
Dual-Message Debit Makes Its Entrance
EFT debit networks are introducing dual-message products to participate in e-commerce, mobile, and other PIN-less transactions Mercator Advisory Group releases research on how dual-message debit products could change the business case for debit
Bad News Comes in Threes: Assessing the Future of Marketplace Lending
The hardest month in the history of marketplace lending Research from Mercator Advisory Group examines recent, challenging developments in the marketplace lending industry
Skyrocketing CNP Fraud Jeopardizes Top of Wallet Status
Consumers that are victims of CNP fraud will often reduce both their use of the compromised card and their patronage of a particular merchant. How do issuers and merchants combat this growing type of fraud without sacrificing the customer relati...
The Internet of Things Will Be Prepaid
Connected devices will follow the path of mobile payments and use prepaid accounts for payments.
How to Earn – and Keep – Affluent Consumers’ Loyalty
Join Javelin as we delve into some surprising features of what affluent consumers want from in their credit cards and from their financial institution. We will also explore how this will translate into mobile wallet space.
Supply Chain Finance Is Coming of Age
Time to modernize your supply chain finance capabilitiesResearch from Mercator Advisory Group examines the growth and advances in Supply Chain Finance
R3 CEV Isn't Building on the Blockchain. Should You?
Benefits of blockchain are limited to specific use cases, so start with a use case, then select the technology.
The Visa Developer Platform: Opening the Gates to Innovation
Visa Developer open platform eliminates the gated community mindset and lets anyone create a payments app Mercator Advisory Group’s latest Emerging Technologies research suggests that if Visa’s Developer sparks innovation, everyone will want a d...