What shapes consumer transactions and payment technologies, and where is it going?
Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.
Payments Research
Reports
U.S. Small Business Credit Card Forecast, 2017–2022: Healthy Market, Room for Improvement
Small business credit cards have plenty of growth potential in the U.S.Mercator Advisory Group’s new research report sizes the U.S. small business credit card market, estimates shadow credit, and discusses best practices.
2018 Digital Lending Trends
While most areas in retail banking have embraced the power of going digital, lending has been a clear laggard. It is only over the last few years that lending has truly embraced the digital revolution. Spurred by threats from alternative p...
Artificial Intelligence in Corporate Banking
The use cases are evident and growing.
2018 Fraud & Security Trends
With every new headline it becomes increasingly obvious that cybercrime is on the rise. Motivated by the growing use of digital banking and payments, criminals are targeting institutions’ websites, consumers’ digital devices and non-bank a...
2018 Small Business Digital Banking & Payments Trends
Development in digital banking and payments services for small businesses has lagged significantly behind consumer and commercial banking, leaving many business owners and operators managing their finances and paying suppliers on platforms that ...
Faster Payments: U.S. Forecast, 2017–2021
New faster payments solutions being launched at a rapid pace in the U.S. Mercator Advisory Group releases a new research report on faster payments solutions in the U.S. with forecasts of market volumes by segment to 2021.
Mobile P2P Blasts Off With 40% CAGR Since 2015
The growing demand for digital and card-based payments has meant that consumers are carrying less cash in their wallets and are subsequently more inclined to use digital person-to-person (P2P) payment services when repaying someone. The P2P mark...
2018 Payments Trends
Over the past few years the payments landscape has experienced evolutionary change in an effort to adapt to growing demands from consumers, businesses, technology, and regulators. As we kick off 2018, Javelin’s Payments team has identified three...
Personalization 1.0: Have FIs’ Implementations Hit the Wall with Consumers?
Feedback from recent surveys of U.S. consumers indicates that interest is waning in targeted offers from banks and credit unions. Customers’ disappointment with personalization extends to servicing performance as well. Are financial institutions...
Payment Channel Alternatives to the Card Networks for Merchant
Merchants find savings on transaction processing costs New research from Mercator Advisory Group reviews payment acceptance alternatives for merchants and how they can lower payment processing costs.