What shapes consumer transactions and payment technologies, and where is it going?
Rapid changes in technology, regulation, and consumer behavior continue to reshape the payments industry. Javelin’s payments research team tracks commercial and consumer payment trends, evaluates emerging payment technologies, and anticipates what’s next. Through unbiased research, data-driven insights, and actionable advice, we help financial institutions, payments providers, and technology companies develop strategies that position them for success in a rapidly evolving market.
Payments Research
Reports
Mobile Wallet Wars: A Battle for Consumer Loyalty
Since the launch of Apple Pay in 2014, payment providers, issuers, and merchants have been jockeying for position as the default payment method on digital devices. Apple Pay was quickly followed by Google Pay and Samsung Pay, yet the big three m...
Procure-to-Pay Convergence: Market Review and Vendor Comparison
Digital technologies are providing tighter, more seamless connections in the corporate cash cycle.Mercator Advisory Group reports continued convergence of the technologies supporting corporate cash cycle management toward a seamless procure-to-p...
Mobile Wallet Wars: How to Increase Your Customer Loyalty
Join Javelin as we discuss how financial institutions can benefit from focusing on loyalty and rewards programs to increase brand loyalty and gain top of wallet share.
U.S. Customers Shifting Their Shopping Channels and Preferences
Hint: It’s not quite what you might expect.
U.S. Faster Payments Forecast, 2017–2021, Update: The Consequences of Faster Payments
Faster payments services developing rapidly in the U.S.Mercator Advisory Group releases an update on the rapid progress of development of faster payment services in the United States.
Current Expected Credit Loss (CECL) Accounting: Radical Changes Ahead
Prepare for changes in credit card loss accounting as conservative requirements go live in December 2019.
In Search of a Profit: Falling ROA Sets the Stage for 2019 and Beyond
Issuers must be objective about their future in the credit card industry, particularly as top issuers’ returns plummet.
Supply Chain Finance Market Review
Supply chain finance continues to expand with modern technology and broadening approaches by fintechs.Mercator Advisory Group’s latest research report examines the drivers of global expansion of alternative financing tools for corporations.
2018 Annual U.S. Debit Market Data Review
Debit card transactions returned to strong growth in the U.S. in 2017Mercator Advisory Group releases third annual review of the market dynamics in the U.S. debit industry
Faster and Real-Time Payments: New Players Primed to Overtake Legacy Solutions
This report takes a closer look at some of the major faster payment initiatives and explores their potential opportunities for adoption as well as any potential barriers.