What shapes consumer transactions and payment technologies, and where is it going?
Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.
Payments Research
Reports
The Outlook for Commercial Mobile Payments
Commercial adoption of mobile payments will follow consumer adoptionNew research from Mercator Advisory Group examines the likelihood of commercial card mobile payments gaining wide adoption
EMV in 2016: Breaking Through the Bottleneck
U.S. EMV migration makes progress despite merchant certification bottleneck New research from Mercator Advisory Group examines the progress made by credit card issuers, merchants, and the card networks since the 2015 EMV liability shift.
2016 Annual U.S. Debit Market Data Review
The $2 trillion in debit card transactions in the U.S. up for grabs under the influence of the networks, technology, and consumer preferencesMercator Advisory Group releases new research analyzing U.S. debit market trends and transaction routing...
Has Debit Outlived Its Shelf Life?
The debit card is one of the most used payment types, but is it in danger of being replaced?
Online Retail Transactions Rapid Rise Through Explosive Mobile Ecommerce Growth
Join Javelin as we examine new market trends such as mobile apps, apps integrating with mobile wallets, and the use of embedded and networked device sensors for reordering is contributing to an increasingly dynamic digital commerce marketplace.
2016 Online Retail Payments Forecast
This report provides an in-depth analysis of developing trends in e-commerce and forecasts online purchasing patterns through 2020.
Alternative Currencies: Are Cryptocurrencies Ready for Prime Time?
Is the time for cryptocurrency upon us, or is it back to the drawing board? Mercator Advisory Group’s Emerging Technologies research suggests cryptocurrencies are a solution in search of a problem
Digital Corporate Payables: A Complicated and Changing Landscape
Banks can smooth the path for corporate clients’ expansion of payables automation Research from Mercator Advisory Group examines methods that banks can use to ease their corporate clients’ journey to digital payments
The Canadian Open-Loop Prepaid Market: 2015
The Canadian prepaid market has room to grow Mercator Advisory Group research examines the size of the open-loop prepaid market in Canada.
Interest Rates May Be Rising, but Will Channel-Driven Consumer Behavior Depart from the Past?
Instant access to information coupled with online and mobile account opening could make depositors and borrowers react to rate changes more quickly than in the past. Will banks manage their rate setting differently if they do?