What shapes consumer transactions and payment technologies, and where is it going?
Rapid changes in technology, regulation, and consumer behavior continue to reshape the payments industry. Javelin’s payments research team tracks commercial and consumer payment trends, evaluates emerging payment technologies, and anticipates what’s next. Through unbiased research, data-driven insights, and actionable advice, we help financial institutions, payments providers, and technology companies develop strategies that position them for success in a rapidly evolving market.
Payments Research
Reports
Mobile Banking as a Hub: Redefining Service Delivery
Mercator Advisory Group sees growing influence of mobile banking services as a hub in defining customer experience at financial institutions.
Pay-at-Table Technology in the U.S.: What Is Holding Back Adoption?
Restaurants are coping with multiple technology choices.
Payments, Blockchain, and Consumer Data Privacy: A Fork in the Road
This report takes a closer look at why consumer sentiment is a risk in deploying blockchain and provides guidance on how blockchain can meet consumer needs for data protection and privacy.
Global Interchange Regulation: Impact on Debit Cards
The impact of reduced global card interchange rates on debit cardsMercator Advisory Group releases new research regarding interchange fees in various countries changing the stakes for consumers, issuers, and merchants.
U.S. Commercial Credit Cards Market Forecast, 2016–2022: Growing at a Healthy Pace
The U.S. market for commercial credit cards for mid-to-large corporate segments continues to produce spending growth. Mercator Advisory Group reports that the U.S. commercial credit card market for the mid—to-large corporate segments continues ...
U.S. Corporate Faster Payments Market Overview and Forecast, 2017–2022
Speed, data, and risk share the limelight.
U.S. Recurring Payments Market Forecast, 2017–2021: Set It and Forget It
The rise of the recurring and subscription payments market Mercator Advisory Group releases new research and U.S. market forecast on recurring payments.
U.S. Secured Credit Cards Market Forecast, 2017–2021: A Credible Product with a Dark Past
Secured credit cards: a path to financial inclusion Mercator Advisory Group releases a new research report on secured credit cards, a product that benefited from the CARD Act of 2009.
U.S. Mobile Payments Market Forecast, 2016–2025: Merchants Grow as Mobile Goes Mainstream
Mercator U.S. mobile payments forecast reflects lifestyle commerce. New Mercator Advisory Group research report explores opportunities for merchants using mobile payments apps as a sales channel.
15th Annual U.S. Open-Loop Prepaid Cards Market Forecasts, 2017–2021
Open-loop prepaid card loads resumed growth in 2017. New research from Mercator Advisory Group forecasts which segments of the prepaid market will likely grow and which decline through 2021.