What shapes consumer transactions and payment technologies, and where is it going?

Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.

Payments Research

Reports

Exploring the European Payment Gateway Opportunity

  • Impact Note
  • Date: March 17, 2016
  • Author(s): Raymond Pucci
  • Research Topic(s): Credit, Global, Merchant
E-commerce sales driving expansion of European payment gateways market Mercator Advisory Group releases research on the status, trends, and promising future of European payment gateways

Tomorrow’s Target Customers for Prepaid Cards

Join Javelin as we answer these questions and examine who among giant banks, credit unions, regional banks and community banks are more likely to offer prepaid cards to their customers.

Payroll Cards in the United States: A Balancing Act for Providers

  • Javelin Report
  • Date: March 3, 2016
  • Author(s): Ben Jackson
  • Research Topic(s): Prepaid
Prepaid loads continue to grow as individual segments struggle New research from Mercator Advisory Group explains the payroll card market and its stakeholders.

2016 Annual U.S. Debit Rewards Review with U.K. Comparison

  • Javelin Report
  • Date: February 23, 2016
  • Author(s): Sarah Grotta
  • Research Topic(s): Debit, Global
Debit rewards programs are available to most checking account customers, both in the U.S. and the U.K. Mercator Advisory Group releases research on trends in consumer checking account ownership and market forces affecting debit card rewards

Prepaid Cards: Power Users and Potential Impact of the CFPB

  • Javelin Report
  • Date: February 19, 2016
  • Author(s): Michael Moeser
  • Research Topic(s): Tech & Infrastructure
This report examines how the cards are acquired, reloaded, and used by key consumer segments. It also examines the CFPB’s proposed changes to prepaid that could change the attractiveness of these cards. 

Company Snapshot: Cachet Financial Solutions

  • Impact Note
  • Date: February 17, 2016
  • Author(s): Ben Jackson
  • Research Topic(s): Prepaid
With consumers and businesses turning to their phones for a greater share of payment and banking functions, Cachet Financial Solutions offers remote deposit capture (RDC) technology enabling banks, credit unions, and alternative service provider...

Asia-Pacific Commercial Credit Cards: Market Review

Asia-Pacific markets offer unrivaled opportunities for commercial credit cardsNew research from Mercator Advisory Group examines growth potential of the commercial credit cards market in the Asia-Pacific region

American Express’s 2016 Resolution: Realign the Prepaid Portfolio

  • Impact Note
  • Date: February 3, 2016
  • Author(s): Ben Jackson
  • Research Topic(s): Prepaid
American Express is fine tuning its prepaid portfolio to streamline it.

Customers Reselling Gift Cards: Benefits for Retailers

  • Impact Note
  • Date: February 1, 2016
  • Author(s): Ben Jackson
  • Research Topic(s): Prepaid
Now that customers can resell gift cards, should retailers worry? New research from Mercator Advisory Group examines the secondary market for closed-loop gift cards

Country Payments Market Profile: South Africa

  • Impact Note
  • Date: January 29, 2016
  • Author(s): Tristan Hugo-Webb
  • Research Topic(s): Global
South African payments market roaring Mercator Advisory Group releases new research profiling South Africa’s prospects as an emerging payments market

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