What shapes consumer transactions and payment technologies, and where is it going?
Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.
Payments Research
Reports
The Visa Developer Platform: Opening the Gates to Innovation
Visa Developer open platform eliminates the gated community mindset and lets anyone create a payments app Mercator Advisory Group’s latest Emerging Technologies research suggests that if Visa’s Developer sparks innovation, everyone will want a d...
Update on Faster Corporate Payments
The Fed faster payments efforts are slowly moving ahead
Premium Credit Cards: How to Hit a Small, Moving Target
Premium credit card issuers double down on pursuit of affluent consumers Research from Mercator Advisory Group examines recent product developments in the market for premium credit cards
From Card-on-File to On-Demand Payments: New Payment Model and Strategies For Payment Providers
Consumers are moving to on-demand payments and card issuers and merchants must respond to remain relevantMercator Advisory Group identifies the unique nature of on-demand payments and makes recommendations to payment providers how to remain rele...
Merchant Mobile Wallets: Mobile Payments in Action
Cracking the code to motivate U.S. consumers to adopt mobile wallets Mercator Advisory Group research describes opportunity for merchant payment services providers in the mobile payments market
Retailer Bankruptcies: Are Gift Card Holders Just Another Class of Creditor
Are gift card holders out of luck if a retailer goes bankrupt? Research from Mercator Advisory Group examines what happens when gift card issuers go bankrupt.
The Future of Payments: Join the Real-Time Revolution
What does Faster Payments mean to your financial institution and your customers? Join us as we explore how faster payments can be used to give your customers greater convenience, heightened security, and total flexibility over managing their fin...
Affluent Consumers Respond to Credit Card Rewards with More Than Card Loyalty
This report will explore the demographic profile of affluent consumers, present their banking and payment behaviors, and identify ways that banks and payment companies can earn — and keep — their loyalty
Commercial Cards in Europe: Stagnating or Growing?
Which way will commercial cards in Europe go?New research from Mercator Advisory Group examines the potential for commercial credit cards in Europe
Javelin’s S.C.O.R.E Model Highlights Bank Opportunity To Take Lead In Mobile Wallets
Five years ago, high-income, digitally forward bank customers adopted the next major engagement channel: mobile banking. Today, these same customers are setting a new trend with mobile wallet adoption. The pace so far has been set by Apple and G...