What shapes consumer transactions and payment technologies, and where is it going?
Rapid changes in technology, regulation, and consumer behavior continue to reshape the payments industry. Javelin’s payments research team tracks commercial and consumer payment trends, evaluates emerging payment technologies, and anticipates what’s next. Through unbiased research, data-driven insights, and actionable advice, we help financial institutions, payments providers, and technology companies develop strategies that position them for success in a rapidly evolving market.
Payments Research
Reports
2018 Outlook: Merchant Services
Over 7,500 brick-and-mortar stores in the United States have closed in 2017. Some malls have shut down entirely. This surpasses the previous high of just over 6,000 store closings, which occurred in 2008 during the Great Recession. Many merchant...
2018 Outlook: Prepaid
Regulation will be one of many concerns in the coming year.
2018 Outlook: U.S. Debit Cards and Alternative Products
In early 2017, debit card transaction volume took an abrupt and steep decline. In 2018, issuers face a new normal with lower and unpredictable growth, compressed margins, and ever-changing fraud challenges. Meanwhile, push payments will make deb...
PIN on Glass: Shattering the Acceptance Barrier
Join Michael Moeser and special guests from MagicCube for a discussion on how these changes will impact the industry.
2017 P2P Market Sizing: Moving Into High Gear
This report covers how the P2P payment market is evolving from one dominated by wire and money service branches to a digital one where mobile and online channels are the fastest-growing channels. It also covers how partnerships are fueling the g...
The Credit Card Data Book: 12 Significant Indicators
Expect more conservative credit card issuance in 2018 as the lenders face increased delinquency and rising interest ratesNew Mercator Advisory Group presents leading U.S. credit card metrics for 2018, projects growth, and assesses credit risk.
Now Is the Time to Develop an AI Business Plan Beyond Fraud
The white collar robot is around the corner. Machine learning tirelessly executes simple tasks better than humans.
Fintech for Seniors: It’s Just the Beginning
Rapidly growing population of older adults represents market opportunity for fintech innovation in financial services. Mercator Advisory Group releases new research on the market opportunity for financial technology to assist older adults with ...
2017–2021 Retail Point of Sale Payment Forecast
The new “normal,” or constant, in the retail point-of-sale (POS) environment is that change is now part of everyday life for the physical store retailers and the financial institutions that serve them. The blurring divide between physical and di...
2017 ATM Market Benchmark Report
New Mercator Advisory Group research examines the changing demands on the ATM and its increasing importance as a channel for customer engagement.