What shapes consumer transactions and payment technologies, and where is it going?

Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.

Payments Research

Reports

Toward a Theory and Practice of Data in an Always-On World

  • Impact Note
  • Date: December 15, 2016
  • Author(s): Ben Jackson
  • Research Topic(s): Emerging
Payments companies will need to plan how they will handle all the data they receive.

Company Snapshot: Splitit

  • Impact Note
  • Date: December 13, 2016
  • Author(s): Joseph Walent
  • Research Topic(s): Merchant
Splitit provides businesses with a pragmatic approach to enabling consumers to pay for large-ticket products or services in installments interest free without opening a new credit line. This payment model charges the business a small fee but inc...

Future Trends for Digital Banking and Payments

Javelin’s latest Future Trends report is making a notable departure from previous editions. We want our clients to be alerted to upcoming trends over a longer time horizon to be better prepared to address these challenges and opportunities. The ...

Company Snapshot: Riskified

  • Impact Note
  • Date: December 12, 2016
  • Author(s): Raymond Pucci
  • Research Topic(s): Credit, Merchant
Riskified represents the high-growth industry of technology developers leading the fight against online shopping fraud. With an ambitious game plan and impressive list of merchant clients, the company will be challenged by a fast-moving market a...

The New Payment Networks Vs. The World (Traditional Networks)

The traditional card networks have long dominated modern commerce, providing a safe and hassle-free shopping experience. They have blazed the trail for payment acceptance in new channels (online and mobile), new geographies (Europe, Asia), and e...

The Rise In The Internet Of Payments

The growth of connected devices, better known today as the Internet of Things (IoT), is accelerating at an unbelievable rate. By 2020 there will be more than 50 billion connected devices (6.6 per person on the planet), up from just under 23 bill...

Payment Services Directive 2

  • Impact Note
  • Date: December 5, 2016
  • Author(s): Sarah Grotta
  • Research Topic(s): Debit, Global
New rules for the European Union create open account access for bank and payment innovators.

Reeling in Millennials with Credit Card Rewards

  • Advisory Webinar: Client Login Required
  • Date: December, 2016
  • Author(s): Michael Moeser
  • Research Topic(s): Tech & Infrastructure
Join Javelin as we explore how issuers can identify those in search of credit and how to incentivize them with rewards in order to adopt and use credit cards.

Small Business Debit: Hiding in Plain Sight

  Small business debit usage is strong (but could be stronger). Data from Mercator Advisory Group’s 2016 small business survey provides metrics on this critical method of payment.

Brexit’s Impact on Commercial Payments

Interesting choices and consequences abound.

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