What shapes consumer transactions and payment technologies, and where is it going?
Rapid changes in technology, regulation, and consumer behavior continue to reshape the payments industry. Javelin’s payments research team tracks commercial and consumer payment trends, evaluates emerging payment technologies, and anticipates what’s next. Through unbiased research, data-driven insights, and actionable advice, we help financial institutions, payments providers, and technology companies develop strategies that position them for success in a rapidly evolving market.
Payments Research
Reports
15th Annual U.S. Closed-Loop Prepaid Cards Market Forecasts, 2017–2021
Prepaid load growth is steady as segments shift. New research from Mercator Advisory Group shows which segments of the U.S. prepaid market will grow and which will shrink through 2021.
B2B Marketplaces: Disruption Presents Opportunity
Business-to-business (B2B) marketplaces present new opportunity for e-commerce. Mercator Advisory Group reports that B2B e-commerce marketplaces cause disruption for some and create opportunities for others, including banks.
The Battle for P2P: Should your FI be supporting Zelle, Venmo, both, or neither?
Emerging devices and channels offer tremendous opportunities for payments innovation, but data security continues to be a limiting factor. Consumer devices are notorious for poorly-conceived data safeguards. Even when secure hardware is availabl...
Zelle vs. Venmo: Financial Institutions and Third-Party P2P Providers
This report evaluates the key areas payment professionals need to consider as P2P becomes a component of a payment mix strategy.
2019 Outlook: Commercial and Enterprise Payments
Keeping up with customer expectations through digital means
2019 Outlook: Emerging Technologies Trends in the U.S.
Technology is quickly shifting consumer behavior, the payments infrastructure, and ultimately the supplier landscape.
2019 Outlook: Merchant Services
Technology is quickly shifting consumer behavior, the payments infrastructure, and ultimately the supplier landscape.
2019 Outlook: Prepaid
Expect a year of change in 2019.
2019 Outlook: U.S. Credit Cards
Portfolio growth will taper in 2019 as credit card issuers brace for higher delinquency and rising interest rates. Volume growth will slow. With slipping return on assets, managers of U.S.-based credit card portfolios must be watchful for econo...
2019 Outlook: U.S. Debit Cards and Alternative Products
Faster and real-time payment overlay products will launch with the potential to alter the debit card market and other traditional payments.