What shapes consumer transactions and payment technologies, and where is it going?
Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.
Payments Research
Reports
Company Snapshot: Riskified
Riskified represents the high-growth industry of technology developers leading the fight against online shopping fraud. With an ambitious game plan and impressive list of merchant clients, the company will be challenged by a fast-moving market a...
The New Payment Networks Vs. The World (Traditional Networks)
The traditional card networks have long dominated modern commerce, providing a safe and hassle-free shopping experience. They have blazed the trail for payment acceptance in new channels (online and mobile), new geographies (Europe, Asia), and e...
The Rise In The Internet Of Payments
The growth of connected devices, better known today as the Internet of Things (IoT), is accelerating at an unbelievable rate. By 2020 there will be more than 50 billion connected devices (6.6 per person on the planet), up from just under 23 bill...
Payment Services Directive 2
New rules for the European Union create open account access for bank and payment innovators.
Reeling in Millennials with Credit Card Rewards
Join Javelin as we explore how issuers can identify those in search of credit and how to incentivize them with rewards in order to adopt and use credit cards.
Small Business Debit: Hiding in Plain Sight
Small business debit usage is strong (but could be stronger). Data from Mercator Advisory Group’s 2016 small business survey provides metrics on this critical method of payment.
Brexit’s Impact on Commercial Payments
Interesting choices and consequences abound.
Credit Scoring as a Competitive Differentiator
Alternative models of credit scoring: new options, new risksMercator Advisory Group’s new research report examines innovations in credit scoring and alternative lending.
Do Millennials Really Care About Credit Card Rewards?
This report examines the Gen Y credit card opportunity, focusing on how issuers can identify those in search of credit and how to incentivize them with rewards in order to adopt and use credit cards.
The New Prepaid Rule Will Affect Checking Accounts
The CFPB’s final prepaid rule has increased operational complexities for prepaid cards. At the same time, its refusal to define prepaid products by account structure means that checkless checking providers will need to be careful with their mark...