What shapes consumer transactions and payment technologies, and where is it going?
Rapid changes in technology, regulation, and consumer behavior continue to reshape the payments industry. Javelin’s payments research team tracks commercial and consumer payment trends, evaluates emerging payment technologies, and anticipates what’s next. Through unbiased research, data-driven insights, and actionable advice, we help financial institutions, payments providers, and technology companies develop strategies that position them for success in a rapidly evolving market.
Payments Research
Reports
Credit Cards in Latin America and Caribbean: Financial Inclusion with Risk and Opportunity
Infrastructure, fraud, and risk hinder credit card lending in Latin America and the CaribbeanNew research report by Mercator Advisory Group reviews the credit card market and competition from nonbank fintechs in Latin America and the Caribbean r...
Libra’s Long Reach Impact in Payments
The launch of The Libra Association came about with fanfare and a big misstep. Instead of focusing on the non-profit organization and what a new payment association, or scheme, could mean for the world of payments, the media and regulators are f...
Ready or Not, U.S. Contactless Debit Card Issuance Takes Off
Several issuers have announced their intentions to issue dual interface cards, ushering in contactless transactions at the point-of sale for debit cardholders.
Prospective Innovative Payment Technology Partners: Best of Finovate Spring 2019
Partnering with fintechs can be a daunting task. Assuming due diligence has been done internally to establish a fintech program (see Javelin’s How to Gain the Competitive Edge through Fintech as Payment Processors Merge) – in and of itself a sub...
U.S. Online Grocery Shopping Takes Off but Remains a Challenging Channel
2019 a breakout year for U.S. online grocery ordering. Mercator Advisory Group research report identifies key challenges and opportunities facing U.S. grocers and stakeholders.
How to Gain the Competitive Edge through Fintech as Payment Processors Merge
This report provides a road map on how to work with fintech partners, outlines how to create an organizational framework to minimize operational risk, and offers product mananagement strategies to empower your teams to identify fintech companies...
2019 Annual U.S. Debit Market Data Review
New trends and events influencing the debit card market in the U.S.New research report is Mercator Advisory Group fourth annual review of the U.S. debit card market.
Trends in Global Regulations: Corporate Banking and Payments
The open banking era is upon us, but banking basics still need to be executed as financial institutions weave through the disruption.
16th Annual U.S. Closed-Loop Prepaid Cards Market Forecasts, 2018–2022
Gift cards continue growth, with 2% compound annual growth rate forecasted through 2022. New research from Mercator Advisory Group shows which segments of the U.S. prepaid cards market will grow and which will shrink through 2022.
Intelligent Vending Technology in the U.S.: Reinventing an Industry
Electronic payments moving vending machines out of the gumball era