What shapes consumer transactions and payment technologies, and where is it going?
Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.
Payments Research
Reports
U.S. Faster Payments Forecast, 2019–2024: Building the Foundation
Opportunity for traditional financial services technology providers and fintechs to build bridges between networks for more cohesive framework for U.S. faster paymentsMercator Advisory Group releases new research on development of faster payment...
The Contactless Conundrum: Making The Business Case
The United States recently moved to chip technology but is it ready for contactless payments? Issuers and merchants both need each other to make the business case to upgrade to near field communication (NFC) options. The report reviews the busin...
Commercial Prepaid North America Market Review and Forecast, 2018–2023
North America prepaid commercial card spend is in the $300 billion range. Mercator Advisory Group reports that North American prepaid commercial card spending will maintain varied and generally tepid growth during the next five years.
Distributed and Self-Sovereign Identity Solutions: Part 2, Implementations and Suppliers
Decentralized ID and self-sovereign identity are in the works by organizations profiled in new report. New research report from Mercator Advisory Group profiles major solution providers for self-sovereign identity.
How Amazon Is Redefining Payments
The past several years have been filled with water cooler conversations of "what happens if Amazon becomes a bank". The good news is that they don't want to be a bank. Amazon wants to partner with merchants as a payment service provider to build...
Business-to-Business Faster Payments: Market Review and Forecast 2018–2023
The pace has increased in the march toward ubiquity.
Square and Clover Delivering Merchant Services Beyond Payment Acceptance
Merchant services for small businesses evolve beyond mobile point-of-sale payment acceptance. Mercator Advisory Group research report identifies success factors that enable merchant acquirers to serve small businesses profitably.
U.S., Canada, and U.K. Prepaid Markets: Similarities and Differences
New research compares prepaid debit card markets in U.S., Canada, and the U.K. New research from Mercator Advisory Group compares the market size, taxonomy, and regulatory structure of three desired prepaid debit card markets.
Payments for Work in the U.S. Gig Economy
The gig economy encompasses a growing percentage of the U.S. population and shows no sign of retreating.
Commercial Credit Cards North America, 2017–2023: Growth and Change Continue
Commercial credit card spend in North American the mid-to-large corporate markets heads toward $1 trillion.New research report by Mercator Advisory Group reports that North American commercial credit card spending remains on a strong growth traj...