What shapes consumer transactions and payment technologies, and where is it going?
Rapid changes in technology, regulation, and consumer behavior continue to reshape the payments industry. Javelin’s payments research team tracks commercial and consumer payment trends, evaluates emerging payment technologies, and anticipates what’s next. Through unbiased research, data-driven insights, and actionable advice, we help financial institutions, payments providers, and technology companies develop strategies that position them for success in a rapidly evolving market.
Payments Research
Reports
COVID-19 Transmits Chills to 2020 U.S. Merchant Landscape
Pandemic forces near-complete shutdown of retail ecosystem and takes consumer-centric economy with it.
Revisiting Authentication in the Age of SRC and EMV 3-D Secure
The time for a new authentication strategy is upon us.
On-Demand Earned Wage Access: U.S. Vendor Comparison
Wage access providers are helping workers control when they get paid. Mercator Advisory Group releases new research reviewing the providers and the market for on demand earned wage access products.
Business-to-Business Cross-Border Payments: New and Improving Options
Traditional payment methods still dominate cross-border transactions, but faster and better experiences are becoming more commonplace.
Autonomous Checkout: Brick-and-Mortar Retail Goes Full Digital
Autonomous Checkout Finds Its Market Despite the COVID-19 Crisis. Mercator Advisory Group research report discusses why cashierless stores will expand even after the novel coronavirus subsides.
Do State Payroll Card Laws Help or Hurt the Unbanked?
Have states’ rules on wage payments gone too far imposing overly burdensome regulations?
Increasing Payment Options to Maximize Bill Pay’s Potential
This report will explore why most bill pay platforms today are not meeting consumer needs, how offering a variety of payment options can unify the bill payment process, and solutions that can help achieve a truly unified bill pay experience.
Payment Strategy Implications in a Pandemic
Concerns over the fallout from COVID-19, or coronavirus, are already being felt by consumers as global demand for goods and services is hampered by quarantines, supply chain disruption, and general consumer uncertainty. These events have both co...
The Current State of Real-Time Payments in the United States: Talking to the Providers
Positive momentum as real-time payment system connections grow among banks and third parties.Mercator Advisory Group’s new research report provides insights into the state of adoption of real-time payments and the RTP network in the United State...
2020 Javelin Trends
Javelin analysts share insights on what to expect as the banking industry enters the 2020.