Payments Research | Javelin

What shapes consumer transactions and payment technologies, and where is it going?

Rapid changes in technology, regulation, and consumer behavior continue to reshape the payments industry. Javelin’s payments research team tracks commercial and consumer payment trends, evaluates emerging payment technologies, and anticipates what’s next. Through unbiased research, data-driven insights, and actionable advice, we help financial institutions, payments providers, and technology companies develop strategies that position them for success in a rapidly evolving market.

Payments Research

Reports

The Current State of Real-Time Payments in the United States: Talking to the Providers

Positive momentum as real-time payment system connections grow among banks and third parties.Mercator Advisory Group’s new research report provides insights into the state of adoption of real-time payments and the RTP network in the United State...

2020 Javelin Trends

Javelin analysts share insights on what to expect as the banking industry enters the 2020.

The Canadian Credit Card Market

The Canadian Credit Card Market, a North American LeaderNew research report by Mercator Advisory Group focuses on Canada’s tradition of forming its payments market on a path appropriate to its market.

Cryptocurrency: A New Growth Segment for Prepaid Debit Cards?

  • Impact Note
  • Date: March 3, 2020
  • Author(s): C. Brown
  • Research Topic(s): Emerging, Prepaid
Cryptocurrency prepaid debit cards are the method of choice for spending cryptocurrency off the blockchain.

Merchant Mobile Apps: Much More Than Payments

  • Javelin Report
  • Date: February 28, 2020
  • Author(s): Raymond Pucci
  • Research Topic(s): Merchant, Prepaid
Merchant Mobile Apps Drive Consumer Adoption and Engagement. Mercator Advisory Group research report highlights key differentiating factors within merchant mobile app landscape.

E-Commerce Fraud Detection Solutions: Market Overview

Market overview of technology solutions to identify fraud across the entire e-commerce process.Mercator Advisory Group releases new research that categorizes 55 fraud platform suppliers from initial online contact through purchase and dispute ma...

Digital-Only Corporate Banks: Not Just Yet

The largest corporate banking institutions are creating robust digital solutions, but pure startup banks are looking at smaller business targets.

The 2020 Credit Card Data Book: Good Times Roll a Bit Longer

  • Javelin Report
  • Date: February 19, 2020
  • Author(s): Brian Riley
  • Research Topic(s): Credit
Credit card profits are back, but issuers must protect against the inevitable economic shift.Mercator Advisory Group updates annual Credit Card Data Book with projections through 2023.

2020 Health of Cash Study

  • Whitepaper
  • Date: February 11, 2020
  • Author(s): Krista Tedder, Rachel Huber
  • Research Topic(s): Tech & Infrastructure
The 2020 Health of Cash Study is the fifth annual examination of US consumer payment habits sponsored by Cardtronics. The study provides analysis of day to day usage, bill payment, remittance, and P2P activity providing a holistic view ...

2020 Outlook: U.S. Payments

Virtualization of payments is accelerating and expanding into new areas like the internet of things and 5G, forcing payments industry participants to become more agile.

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