What shapes consumer transactions and payment technologies, and where is it going?
Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.
Payments Research
Reports
Open Banking and Its APIs Debut in Europe and the U.K. . . . and Next?
As open banking and its enabling APIs debut in Europe and the U.K., the waves are felt in the U.S. Mercator Advisory Group foresees U.S. open banking developments similar to those in EU and U.K. though without the regulatory mandates.
U.S. Market Forecast for P2P Solutions, 2017–2021
Mercator Advisory Group releases new research and U.S. market forecast for person-to-person payment products.
2018 Consumer Financial Protection Bureau (CFPB) Final Prepaid Rule: Is This Really It?
Is the CFPB’s final Prepaid Rule really final? New research from Mercator Advisory Group discusses what prepaid program managers need to do now that the final version of the Prepaid Rule has been released by the CFPB.
U.S. Small Business Credit Card Forecast, 2017–2022: Healthy Market, Room for Improvement
Small business credit cards have plenty of growth potential in the U.S.Mercator Advisory Group’s new research report sizes the U.S. small business credit card market, estimates shadow credit, and discusses best practices.
2018 Digital Lending Trends
While most areas in retail banking have embraced the power of going digital, lending has been a clear laggard. It is only over the last few years that lending has truly embraced the digital revolution. Spurred by threats from alternative provid...
Artificial Intelligence in Corporate Banking
The use cases are evident and growing.
2018 Fraud & Security Trends
With every new headline it becomes increasingly obvious that cybercrime is on the rise. Motivated by the growing use of digital banking and payments, criminals are targeting institutions’ websites, consumers’ digital devices and non-bank accoun...
2018 Small Business Digital Banking & Payments Trends
Development in digital banking and payments services for small businesses has lagged significantly behind consumer and commercial banking, leaving many business owners and operators managing their finances and paying suppliers on platforms that ...
Faster Payments: U.S. Forecast, 2017–2021
New faster payments solutions being launched at a rapid pace in the U.S. Mercator Advisory Group releases a new research report on faster payments solutions in the U.S. with forecasts of market volumes by segment to 2021.
Mobile P2P Blasts Off With 40% CAGR Since 2015
The growing demand for digital and card-based payments has meant that consumers are carrying less cash in their wallets and are subsequently more inclined to use digital person-to-person (P2P) payment services when repaying someone. The P2P mark...