What shapes consumer transactions and payment technologies, and where is it going?
Rapid changes in technology, regulation, and consumer behavior continue to reshape the payments industry. Javelin’s payments research team tracks commercial and consumer payment trends, evaluates emerging payment technologies, and anticipates what’s next. Through unbiased research, data-driven insights, and actionable advice, we help financial institutions, payments providers, and technology companies develop strategies that position them for success in a rapidly evolving market.
Payments Research
Reports
Improve Real-Time Payment Market Positioning Through Consumer Diversity
This report helps focus on how consumer groups can be evaluated to diversify ways to pay and expand the market share of the financial institution through accessibility.
Fast Access, Fast Payments
This original report, sponsored by PSCU, provides insights and education to help Credit Unions prepare for the implementation of faster payments. A continuation of 2019's The Credit Unions' Guide to Faster Payments, this report provides guida...
The Growth of Sophisticated Digital New Account Fraud Attacks
New account fraud increased to $4 Billion in 2019, and that is only the beginning as synthetic fraud often goes undetected. The challenge for fraud and digital teams is the need to reduce losses while increasing approval rates to onboard new cus...
Debit Card Abruptly Finds Itself Top of Wallet
The Debit Card Abruptly Finds Itself at the Top of the Wallet Mercator Advisory Group’s latest report suggests strategies debit card issuers may consider to retain this preferred card status with their cardholders.
Fast Access, Fast Payments
Join PSCU and Javelin Strategy & Research for our Aligning Member Expectations with Payment Infrastructure Webinar
Credit Card Products for a New User Environment
Credit Cards Products for a New User Environment after COVID-19 Thinking beyond the current economic crisis, Mercator Advisory Group releases new research that looks at the current market and how it will change.
Asian Mobile Pays Continue High Growth, But U.S. Market Expansion Stalls
The Influence of Mobile Apps WeChat Pay and Alipay Extends Far Beyond China’s Borders Mercator Advisory Group releases new research on the expanding influence of the largest mobile payment apps in Asia and how they are setting a path for mobile...
U.S. Stimulus Payments: Another Proving Ground for Prepaid Cards
With 140 million entitled U.S. citizens allocated $239 billion in stimulus funds, checks and ACH payments filled the need for most. For 3.6 million people without payment information on file, prepaid cards were a lifeline with $5.42 billion in e...
Steady Progress Through Easing the Experience: Commercial Cards Success Prescription
Consistently improving the product and delivery systems pays dividends.
Debit: A Good Man in a Storm
Recent payment transaction data for the first half of 2020 tells an interesting story of how consumers are reacting through their choice of payments during the pandemic.