What shapes consumer transactions and payment technologies, and where is it going?
Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.
Payments Research
Reports
U.S. Customers Shifting Their Shopping Channels and Preferences
Hint: It’s not quite what you might expect.
U.S. Faster Payments Forecast, 2017–2021, Update: The Consequences of Faster Payments
Faster payments services developing rapidly in the U.S.Mercator Advisory Group releases an update on the rapid progress of development of faster payment services in the United States.
Current Expected Credit Loss (CECL) Accounting: Radical Changes Ahead
Prepare for changes in credit card loss accounting as conservative requirements go live in December 2019.
In Search of a Profit: Falling ROA Sets the Stage for 2019 and Beyond
Issuers must be objective about their future in the credit card industry, particularly as top issuers’ returns plummet.
Supply Chain Finance Market Review
Supply chain finance continues to expand with modern technology and broadening approaches by fintechs.Mercator Advisory Group’s latest research report examines the drivers of global expansion of alternative financing tools for corporations.
2018 Annual U.S. Debit Market Data Review
Debit card transactions returned to strong growth in the U.S. in 2017Mercator Advisory Group releases third annual review of the market dynamics in the U.S. debit industry
Faster and Real-Time Payments: New Players Primed to Overtake Legacy Solutions
This report takes a closer look at some of the major faster payment initiatives and explores their potential opportunities for adoption as well as any potential barriers.
U.S. Commercial Mobile Payments Forecast, 2016–2025
Most commercial mobile payments activity to date has been approvals through remote channels, but we anticipate a rapid change by 2020.
The Intersection of Digital and Debit
Ensuring the inclusion of debit cards in digital payments is key to maximizing future debit card transaction growth.
Five Reward Events That Will Alter the Credit Card Value Proposition
Issuers must adapt to an evolving market and ensure that their products address market change.