What shapes consumer transactions and payment technologies, and where is it going?
Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.
Payments Research
Reports
2019 Outlook: U.S. Credit Cards
Portfolio growth will taper in 2019 as credit card issuers brace for higher delinquency and rising interest rates. Volume growth will slow. With slipping return on assets, managers of U.S.-based credit card portfolios must be watchful for econo...
2019 Outlook: U.S. Debit Cards and Alternative Products
Faster and real-time payment overlay products will launch with the potential to alter the debit card market and other traditional payments.
Mobile Banking as a Hub: Redefining Service Delivery
Mercator Advisory Group sees growing influence of mobile banking services as a hub in defining customer experience at financial institutions.
Pay-at-Table Technology in the U.S.: What Is Holding Back Adoption?
Restaurants are coping with multiple technology choices.
Payments, Blockchain, and Consumer Data Privacy: A Fork in the Road
This report takes a closer look at why consumer sentiment is a risk in deploying blockchain and provides guidance on how blockchain can meet consumer needs for data protection and privacy.
Global Interchange Regulation: Impact on Debit Cards
The impact of reduced global card interchange rates on debit cardsMercator Advisory Group releases new research regarding interchange fees in various countries changing the stakes for consumers, issuers, and merchants.
U.S. Commercial Credit Cards Market Forecast, 2016–2022: Growing at a Healthy Pace
The U.S. market for commercial credit cards for mid-to-large corporate segments continues to produce spending growth. Mercator Advisory Group reports that the U.S. commercial credit card market for the mid—to-large corporate segments continues ...
U.S. Corporate Faster Payments Market Overview and Forecast, 2017–2022
Speed, data, and risk share the limelight.
U.S. Recurring Payments Market Forecast, 2017–2021: Set It and Forget It
The rise of the recurring and subscription payments market Mercator Advisory Group releases new research and U.S. market forecast on recurring payments.
U.S. Secured Credit Cards Market Forecast, 2017–2021: A Credible Product with a Dark Past
Secured credit cards: a path to financial inclusion Mercator Advisory Group releases a new research report on secured credit cards, a product that benefited from the CARD Act of 2009.