What shapes consumer transactions and payment technologies, and where is it going?
Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.
Payments Research
Reports
Fiserv and First Data Proposed Merger Shakes U.S. Payments Ecosystem
Blockbuster payments pact rings in the new year.
Implementing Payment Card Controls through a Customer Financial Engagement Strategy
Join Krista Tedder and Mark Schwanhausser as they examine the challenges and rewards of launch card controls.
Fintech in Corporate Banking: Digitize or Miss the Boat
Banks need to prioritize digital infrastructure to retain corporate clients and compete in coming years.Mercator Advisory Group reports that the financial institutions and their corporate clients had best quickly adapt to a digital environment o...
Justice Department Reverses Decision on Internet Gambling
On Jan. 14, 2019, the U.S. Justice Department released a new interpretation of the Unlawful Internet Gambling Enforcement Act (UIGEA), stating that the act does not apply solely to sports-related gambling (as had been stated in a 2011 judgment) ...
The 2019 Credit Card Data Book: Key Indicators of a Slowing Market
2019 Credit Card Data Book projects slower growth, leaner profits, and higher risksMercator Advisory Group updates annual Credit Card Data Book with projections through 2022.
Payment Card Controls: Overcoming Impediments Through a Consumer Financial Enablement Strategy
Payment card controls are features of digital banking that consumers want but the financial services industry has failed to deliver effectively at scale. Despite adoption by card companies and some financial institutions, consumer adoption has b...
2019 Outlook: U.S. Payments
Trends from 2018 are accelerating while economic outlook darkens.
2019 Payments Trends
Payments have been slowly evolving for the past decade. However, the pace has accelerated over the past few years, forcing infrastructure and organizational changes to meet the demands of payment modernization. The move to improve efficiency, sp...
70+ Processes Banks Have Already Improved Using AI
More than 70 different AI solutions currently deployed in banks according to new survey AI in banking isn’t the future; it’s now: more than 70 different bank processes have already been updated with AI according to a recent Mercator survey of ba...
GPR Prepaid Debit Cards Lose Courtesy Overdraft Capability
Mainstream financial service product loses sought-after feature.