What shapes consumer transactions and payment technologies, and where is it going?
Rapid changes in technology, regulation, and consumer behavior continue to reshape the payments industry. Javelin’s payments research team tracks commercial and consumer payment trends, evaluates emerging payment technologies, and anticipates what’s next. Through unbiased research, data-driven insights, and actionable advice, we help financial institutions, payments providers, and technology companies develop strategies that position them for success in a rapidly evolving market.
Payments Research
Reports
2021 Outlook: Credit
Thanks to adequate government support, delinquency metrics remain strong, with plenty of loss reserves in bank coffers. The first half of 2021 is a critical time for regulators to position consumers and lenders for a successful recovery.
17th Annual U.S. Open Loop Prepaid Cards Market Forecast 2020-2024, Part Two
COVID-19 impact reveals disparate effect on different prepaid segments. Mercator Advisory Group’s 17th annual prepaid market forecast clocks some big hits — and some growth.
2021 Payments Trends
The changes in consumer behavior and technology each influence Javelin’s 2021 industry trends. A new normal has set in, one where the industry needs to be more agile than in the past ten years combined but also one where innovation is thriving.&...
17th Annual U.S. Open Loop Prepaid Cards Market Forecast 2020-2024, Part One
The open loop prepaid market in 2019 prepared no one for 2020. Mercator Advisory Group releases new research that finds that cash access has preserved much of its value proposition.
Buy Now Pay Later Lending: The Time to Regulate is Now
The new payment option enjoys significant growth in many markets, but consumers need better protection for fair lending, pricing, and remedies.
e-Commerce Authorization Data: Patching the Patchwork
To spin fraud detection gold from transaction data straw, you need lots of straw.
How Mobile Order and Pay Provides A Lifeline for Restaurants and Retailers during Covid-19
Mobile-Order-and-Pay apps drive sales for U.S. QSRs during COVID-19 restrictions. A Mercator Advisory Group research report assesses success factors of mobile- order-and-pay apps that apply across many retail verticals.
2021 Outlook: Debit and Alternative Products
The events following the onset of the global pandemic helped to crystalize consumer attitudes regarding payment habits.
AFP 2020 Virtual Experience: Event Overview
The remote event season continues amidst the pandemic, and technology dominates the discussion.
Capitalizing on Merchant Payments Innovation
This year has prompted changes in how the economy functions—from how transactions are initiated to how requests are fulfilled. In response to these new restrictions and changing consumer habits, merchants have released a wave of innovative ways ...