What shapes consumer transactions and payment technologies, and where is it going?

Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.

Payments Research

Reports

16th Annual U.S. Closed-Loop Prepaid Cards Market Forecasts, 2018–2022

  • Javelin Report
  • Date: June 19, 2019
  • Author(s): C. Brown
  • Research Topic(s): Prepaid
Gift cards continue growth, with 2% compound annual growth rate forecasted through 2022. New research from Mercator Advisory Group shows which segments of the U.S. prepaid cards market will grow and which will shrink through 2022.

Intelligent Vending Technology in the U.S.: Reinventing an Industry

  • Impact Note
  • Date: June 18, 2019
  • Author(s): Ken Paterson
  • Research Topic(s): Merchant
Electronic payments moving vending machines out of the gumball era

The Canadian Open-Loop Prepaid Market: 2018

  • Javelin Report
  • Date: June 17, 2019
  • Author(s): C. Brown
  • Research Topic(s): Global, Prepaid
Canadian open-loop prepaid debit card market grew at a compound annual growth rate of 9% in 2018. Mercator Advisory Group releases the fourth benchmark for Canadian open-loop prepaid cards.

International Commercial Cards: Market Review and Forecast, 2018–2023

Commercial card markets outside of North America continue to show strong growth, underpinned by capture of travel industry payment flows.Mercator Advisory Group reports that broader B2B industry payment flow capture is a key to continued high gr...

Debit Rewards: Taking a Focused Approach

  • Javelin Report
  • Date: June 4, 2019
  • Author(s): Sarah Grotta
  • Research Topic(s): Debit
Debit card issuers’ search for the most motivating yet cost-effective loyalty reward options.Mercator Advisory Group releases new research on how to achieve cost savings in debit card rewards programs without disappointing loyal users.

Gamification and Other Strategies for Merchants to Enhance Customer Loyalty

  • Javelin Report
  • Date: May 23, 2019
  • Author(s): Raymond Pucci
  • Research Topic(s): Merchant
What works and what doesn’t work in merchants’ customer loyalty programs A new research report from Mercator Advisory Group identifies success factors that increase customer engagement for merchants.

Are You Prepared for Mastercard and Visa to Enter Your Market?

  • Impact Note
  • Date: May 17, 2019
  • Author(s): Tim Sloane
  • Research Topic(s): Emerging
New business units launched by the two large networks will compete with banks, processors, and fintech suppliers.

B2B Payments: More Options Than Ever Before

Fintechs’ digital solutions are changing the business-to-business payments space.

Ending the War on Cash - New Product and Security Considerations

Join Krista Tedder and Sean Sposito as they exam the need for new cash focused technology and how to secure the emerging threats.

How Banks Can Safely Do Cryptocurrency

  • Javelin Report
  • Date: April 30, 2019
  • Author(s): Tim Sloane
  • Research Topic(s): Emerging, Global
It’s time for banks to reassess their positions regarding cryptocurrency New research report by Mercator Advisory Group evaluates several business models for banks and credit unions to engage with cryptocurrency and suggests the safest approache...

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