What shapes consumer transactions and payment technologies, and where is it going?

Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.

Payments Research

Reports

Key Themes at 2019 Merchant Megashows: Shoptalk and NRF Retail Big Show

  • Impact Note
  • Date: March 21, 2019
  • Author(s): Raymond Pucci
  • Research Topic(s): Merchant
Retail events reveal payments opportunities.

Prioritizing Real-time Payments: Making Progress to Advance Modernization

  • Javelin Report
  • Date: March 20, 2019
  • Author(s): Krista Tedder, Rachel Huber
  • Research Topic(s): Tech & Infrastructure
Payment modernization is advancing faster globally than in the U.S. to solve market challenges of transparency and accessibility. Payment companies have been extending real-time and instant payments in different parts of the world for 30 years, ...

Top 10 General Purpose Reloadable Prepaid Debit Cards in the U.S. Chosen by GPR Cardholders in 2018

  • Javelin Report
  • Date: March 8, 2019
  • Author(s): C. Brown
  • Research Topic(s): Prepaid
Survey finds the Top 10 general purpose reloadable (GPR) prepaid debit cards in the U.S. New research from Mercator Advisory Group provides a competitive comparison of feature and fees of the Top 10 GPR cards as chosen by U.S. GPR cardholders i...

Commercial Mobile Technology: Still Mostly About Service

Service and convenience drive mobile adoption, as demand for proximity payments lags.

General Purpose Reloadable Prepaid Card Portfolio Measurements and Growth Strategies

  • Javelin Report
  • Date: February 28, 2019
  • Author(s): C. Brown
  • Research Topic(s): Prepaid
Is your general purpose reloadable (GPR) prepaid debit card portfolio profitable? New research report from Mercator Advisory Group discusses measurement techniques and key performance indicators (KPIs) for GPR open-loop prepaid cards.

Asset-Backed Securities: A Primer for Credit Card Managers

  • Javelin Report
  • Date: February 25, 2019
  • Author(s): Brian Riley
  • Research Topic(s): Credit
Every credit card executive needs to know the nuances of asset-backed securities.With the asset-backed securities market on the rebound, credit card issuers should understand the nuances and benefits of this financial product.

U.S. Merchant Acquirers Confront Disruptive Payment Industry Forces

  • Javelin Report
  • Date: February 15, 2019
  • Author(s): Raymond Pucci
  • Research Topic(s): Global, Merchant
U.S. merchant acquirers facing headwinds of competitive disruption. Mercator Advisory Group Research Report Assesses Impact of Current Payment Industry Forces in Play.  

Securing E-Commerce: Competing Technology Crowds the Market

  • Javelin Report
  • Date: February 12, 2019
  • Author(s): Tim Sloane
  • Research Topic(s): Emerging, Global
Competing technology crowds e-commerce security market.Mercator Advisory Group evaluates the current and future state of e-commerce security and finds promise and peril in new technology.

Fiserv and First Data Proposed Merger Shakes U.S. Payments Ecosystem

  • Impact Note
  • Date: February 7, 2019
  • Author(s): Raymond Pucci
  • Research Topic(s): Global, Merchant
Blockbuster payments pact rings in the new year.

Implementing Payment Card Controls through a Customer Financial Engagement Strategy

Join Krista Tedder and Mark Schwanhausser as they examine the challenges and rewards of launch card controls.

Talk to our payments experts