What shapes consumer transactions and payment technologies, and where is it going?
Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.
Payments Research
Reports
Digital Consumer Banks in the U.S.: Your Money or Your Wallet
Digital consumer banks in the U.S. are already a competitive force. Mercator Advisory Group releases new research on the complex competitive landscape of U.S. digital banks.
Supplier Enablement: Get More Flexible and Technical
Capturing more B2B card and e-payment volumes requires new approaches by the banks.Mercator Advisory Group reports that the massive coming shift away from paper and cash in B2B presents vast potential opportunity costs.
Adding an Old Banking Feature to the Credit Card: The Case for Installment Lending
American Express got it right the first time.
The State of Debit Card Fraud
Managing debit card fraud needs a new approach.
Key Themes at 2019 Merchant Megashows: Shoptalk and NRF Retail Big Show
Retail events reveal payments opportunities.
Prioritizing Real-time Payments: Making Progress to Advance Modernization
Payment modernization is advancing faster globally than in the U.S. to solve market challenges of transparency and accessibility. Payment companies have been extending real-time and instant payments in different parts of the world for 30 years, ...
Top 10 General Purpose Reloadable Prepaid Debit Cards in the U.S. Chosen by GPR Cardholders in 2018
Survey finds the Top 10 general purpose reloadable (GPR) prepaid debit cards in the U.S. New research from Mercator Advisory Group provides a competitive comparison of feature and fees of the Top 10 GPR cards as chosen by U.S. GPR cardholders i...
Commercial Mobile Technology: Still Mostly About Service
Service and convenience drive mobile adoption, as demand for proximity payments lags.
General Purpose Reloadable Prepaid Card Portfolio Measurements and Growth Strategies
Is your general purpose reloadable (GPR) prepaid debit card portfolio profitable? New research report from Mercator Advisory Group discusses measurement techniques and key performance indicators (KPIs) for GPR open-loop prepaid cards.
Asset-Backed Securities: A Primer for Credit Card Managers
Every credit card executive needs to know the nuances of asset-backed securities.With the asset-backed securities market on the rebound, credit card issuers should understand the nuances and benefits of this financial product.