What shapes consumer transactions and payment technologies, and where is it going?
Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.
Payments Research
Reports
How Banks Can Safely Do Cryptocurrency
It’s time for banks to reassess their positions regarding cryptocurrency New research report by Mercator Advisory Group evaluates several business models for banks and credit unions to engage with cryptocurrency and suggests the safest approache...
Blockchain B2B Is Starting to Turn the Corner
The scale remains small, but blockchain technology is moving beyond pilots into the next phase.
Building Payment Strategies for Paycheck-to-Paycheck Consumers: The Détente on the War on Cash
This paper highlights why cash payments are becoming more relevant, market use cases that need to be solved in the next three years, and emerging technology capabilities that will make an impact in the United States.
The Growing Business of U.S. Small Business Debit
Debit cards are well positioned to solve critical small business payment issues.
Digital Consumer Banks in the U.S.: Your Money or Your Wallet
Digital consumer banks in the U.S. are already a competitive force. Mercator Advisory Group releases new research on the complex competitive landscape of U.S. digital banks.
Supplier Enablement: Get More Flexible and Technical
Capturing more B2B card and e-payment volumes requires new approaches by the banks.Mercator Advisory Group reports that the massive coming shift away from paper and cash in B2B presents vast potential opportunity costs.
Adding an Old Banking Feature to the Credit Card: The Case for Installment Lending
American Express got it right the first time.
The State of Debit Card Fraud
Managing debit card fraud needs a new approach.
Key Themes at 2019 Merchant Megashows: Shoptalk and NRF Retail Big Show
Retail events reveal payments opportunities.
Prioritizing Real-time Payments: Making Progress to Advance Modernization
Payment modernization is advancing faster globally than in the U.S. to solve market challenges of transparency and accessibility. Payment companies have been extending real-time and instant payments in different parts of the world for 30 years, ...