What shapes consumer transactions and payment technologies, and where is it going?
Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.
Payments Research
Reports
International Commercial Cards: Market Review and Forecast, 2018–2023
Commercial card markets outside of North America continue to show strong growth, underpinned by capture of travel industry payment flows.Mercator Advisory Group reports that broader B2B industry payment flow capture is a key to continued high gr...
Debit Rewards: Taking a Focused Approach
Debit card issuers’ search for the most motivating yet cost-effective loyalty reward options.Mercator Advisory Group releases new research on how to achieve cost savings in debit card rewards programs without disappointing loyal users.
Gamification and Other Strategies for Merchants to Enhance Customer Loyalty
What works and what doesn’t work in merchants’ customer loyalty programs A new research report from Mercator Advisory Group identifies success factors that increase customer engagement for merchants.
Are You Prepared for Mastercard and Visa to Enter Your Market?
New business units launched by the two large networks will compete with banks, processors, and fintech suppliers.
B2B Payments: More Options Than Ever Before
Fintechs’ digital solutions are changing the business-to-business payments space.
Ending the War on Cash - New Product and Security Considerations
Join Krista Tedder and Sean Sposito as they exam the need for new cash focused technology and how to secure the emerging threats.
How Banks Can Safely Do Cryptocurrency
It’s time for banks to reassess their positions regarding cryptocurrency New research report by Mercator Advisory Group evaluates several business models for banks and credit unions to engage with cryptocurrency and suggests the safest approache...
Blockchain B2B Is Starting to Turn the Corner
The scale remains small, but blockchain technology is moving beyond pilots into the next phase.
Building Payment Strategies for Paycheck-to-Paycheck Consumers: The Détente on the War on Cash
This paper highlights why cash payments are becoming more relevant, market use cases that need to be solved in the next three years, and emerging technology capabilities that will make an impact in the United States.
The Growing Business of U.S. Small Business Debit
Debit cards are well positioned to solve critical small business payment issues.