Overview
Investment in faster and real-time payments picks up and the impact on traditional payments is already being observed.
The disruption of faster payments and real-time
payments is impacting primarily check and cash transactions in these early days
of adoption, but it is easy to envision a point when other traditional payment
types, including debit cards, will be challenged.
Book a Meeting with the Author
Related content
2026 Debit Payments Trends
For decades, the checking account has served as the foundation on which all consumer and business payments have rested. But that stability is now beginning to give way to the seemi...
Shifting the Balance: How Consumers Are Using Bank Accounts Today
Consumer payment habits show an interesting blend of change and resilience. As those habits relate to the use of checking accounts—and even fintech offerings that aren’t really che...
The Great Bill Pay Reset: How Real-Time Payments and Open Banking Are Upending the Status Quo
Bill pay is no longer a utility but the frontline battle for agent-driven, real-time payments. The evolution of open banking and financial automation means banks that fail to moder...
Make informed decisions in a digital financial world