Buy Now Pay Later Lending: The Time to Regulate is Now
- Date:December 01, 2020
- Author(s):
- Brian Riley
- PAID CONTENT
Overview
The new payment option enjoys significant growth in many markets, but consumers need better protection for fair lending, pricing, and remedies.
Consumers sometimes find interest-free loans come with unanticipated fees and charges. As in every other form of consumer lending, clarity, fairness, and transparency are not optional.
Book a Meeting with the Author
Related content
Evolutions in Secured Cards: Not Ready for Traditional Lenders
An emerging fintech payment card is a variation of the long-established secured credit card, with a significant twist. Instead of requiring a credit-challenged consumer with a weak...
Honor All Cards: The U.S. Credit Card Model Takes a Hit
The Honor All Cards principle—that any merchant with a Visa and/or Mastercard sticker in the window accepts all card products on those networks—could be undermined by a recent sett...
2026 Credit Payments Trends
The U.S. credit card market is healthy and strong, but performances among banks diverge along size lines. Large issuers have been able to better curate their customers through acqu...
Make informed decisions in a digital financial world