A Thought Experiment: Could Credit Cards Disappear?
- Date:September 10, 2015
- Author(s):
- Alex Johnson
- Research Topic(s):
- Credit
- PAID CONTENT
Overview
Investigating a thoroughly disruptive possible future for the U.S. consumer credit card market
A new wave of financial technology (FinTech) services—for shopping, payments, and financial management—is making it possible for consumers to conduct the vast majority of their day-to-day transactions without ever touching their credit cards or contacting their issuers.
Book a Meeting with the Author
Related content
Honor All Cards: The U.S. Credit Card Model Takes a Hit
The Honor All Cards principle—that any merchant with a Visa and/or Mastercard sticker in the window accepts all card products on those networks—could be undermined by a recent sett...
2026 Credit Payments Trends
The U.S. credit card market is healthy and strong, but performances among banks diverge along size lines. Large issuers have been able to better curate their customers through acqu...
Young Borrowers: Riskier Than Ever...and the Future of Credit Cards
The future of credit cards rests with younger consumers, in the 18-to-29 age range, and not with their parents and grandparents. Here’s the rub, though: These consumers are a much ...
Make informed decisions in a digital financial world