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Fraud & Security
Javelin explores and analyzes how financial institutions can get ahead of criminals using technology, training and education. Our insights guide financial institutions to devise effective strategies to safeguard their data, systems and customers through two specialized practices – Fraud Management and Cybersecurity.
Mitigate Security Threats and Keep Accounts and Identities Safe
Criminals’ tactics are always changing. So is the technology that can help head them off. Javelin’s analysis can help keep financial institutions—and thus their customers—a step ahead. Further, Javelin can help you position your customers as partners in protecting their own information from would-be thieves.
Recent Fraud and Security Research
Reports
Continuous Authentication Becomes A Reality
- Whitepaper
- Date: December 12, 2016
- Research Topic(s): Fraud Management, Cybersecurity, Fraud & Security
The growth of digital financial technologies has placed dual pressures on security systems. Emerging digital channels have facilitated fraud like never before, but users are growing less tolerant of added friction. Digital interactions that rais...
Mobile Payments Fraud Becomes Painful
- Whitepaper
- Date: December 12, 2016
- Author(s): Test Test
- Research Topic(s): Fraud Management, Fraud & Security
The mobile channel can facilitate nearly any type of consumer payment, often with greater convenience than before. This has attracted a growing legion of dedicated users, yet wherever legitimate payments begin to flourish fraud is soon to follow...
Looking Beyond KBA
- Whitepaper
- Date: November 21, 2016
- Author(s): Emmett Higdon
- Research Topic(s): Digital Banking, Digital Strategy & Experience, Fraud & Security, Fraud Management, Mobile & Online Banking
This whitepaper, sponsored by Mitek, explores the challenge of identity verification in the digital account opening process, and how document scanning can improve on KBA driven processes.
Securing Account Aggregation
- Javelin Report
- Date: November 10, 2016
- Author(s): Test Test, Kyle Marchini
- Research Topic(s): Fraud Management, Cybersecurity, Fraud & Security
Account aggregation has emerged as a key technology underpinning a wide variety of financial applications — from third-party account verification for financial institutions to services allowing consumers to view all of their accounts within the ...
Biometrics’ Growing Role at the Point of Sale
- Whitepaper
- Date: November 3, 2016
- Research Topic(s): Fraud & Security, Fraud Management
With mobile banking, person-to-person payments, and mobile wallets, mobile is rapidly becoming the go-to channel for financial activity. All of these activities feature instantaneous response with minimal friction. This expectation has strong im...
Giving Consumers Identity Control
- Whitepaper
- Date: November 2, 2016
- Author(s): Test Test, Kyle Marchini
- Research Topic(s): Fraud & Security, Fraud Management
This whitepaper, sponsored by Civic, investigates US-based consumers’ desire to have control over their own identities, and looks at the implications of the current lack of control they have over their own personally identifiable information (PI...
The Financial Impact of Fraud
- Whitepaper
- Date: October 25, 2016
- Author(s): Test Test
- Research Topic(s): Fraud Management, Fraud & Security
This whitepaper, sponsored by Vesta Corporation, analyzes the findings of a new independent study that examines how the cost of fraud has significantly increased post-EMV when compared to 2015, and the associated challenges impacting a merchant’...
The Future of Cardholder Verification Methods
- Javelin Report
- Date: August 19, 2016
- Author(s): Test Test, Kyle Marchini
- Research Topic(s): Fraud Management, Fraud & Security
As EMV liability shift deadlines come and go, opportunities will remain to further mitigate fraud and improve the cardholder experience. Consumer expectations shaped by mobile proximity payments, the evolving in-store checkout experience, and th...
2016 Data Breach Fraud Impact Report
- Javelin Report
- Date: June 9, 2016
- Author(s): Test Test, Kyle Marchini
- Research Topic(s): Fraud Management, Cybersecurity, Fraud & Security
2015 was a diverse year for breaches. Data theft from government agencies, healthcare providers, financial institutions, telecoms, retailers, and social networks proved that no industry is immune from attack. Many of these breaches exposed infor...
2016 Identity Protection Services Scorecard
- Javelin Report
- Date: June 1, 2016
- Author(s): Test Test, Kyle Marchini
- Research Topic(s): Fraud Management, Fraud & Security
Javelin’s ninth annual Identity Protection Services Scorecard examines the health of the identity protection industry as it continues to grow rapidly and expand into new partnership areas.