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Fraud & Security
Javelin explores and analyzes how financial institutions can get ahead of criminals using technology, training and education. Our insights guide financial institutions to devise effective strategies to safeguard their data, systems and customers through two specialized practices – Fraud Management and Cybersecurity.
Mitigate Security Threats and Keep Accounts and Identities Safe
Criminals’ tactics are always changing. So is the technology that can help head them off. Javelin’s analysis can help keep financial institutions—and thus their customers—a step ahead. Further, Javelin can help you position your customers as partners in protecting their own information from would-be thieves.
Recent Fraud and Security Research
Reports
2017 Account Safety in Banking Scorecard
- Javelin Report
- Date: September 12, 2017
- Author(s): Test Test, Kyle Marchini
- Research Topic(s): Fraud Management, Cybersecurity, Fraud & Security
Javelin’s 2017 Account Safety in Banking Scorecard analyzes the customer-facing security measures of 28 of the largest depository financial institutions in the US. Scorecard performance highlights many areas where financial institutions must foc...
2017 Data Breach Fraud Impact Report: Going Undercover and Recovering Data
- Javelin Report
- Date: June 14, 2017
- Author(s): Test Test
- Research Topic(s): Fraud Management, Cybersecurity, Fraud & Security
In 2016, FIs were more vigilant about notifying their customers of fraud than ever before. That is the result of several contributing factors, not the least of which are new processes and increasing use of better technology. One of the most oft-...
2017 Trust in Banking
- Javelin Report
- Date: June 5, 2017
- Author(s): Test Test, Kyle Marchini
- Research Topic(s): Fraud Management, Fraud & Security
Banking is fundamentally an industry of trust. Without a foundation of reliability, financial institutions will see their accountholders flee to competitors. Without established goodwill with accountholders, FIs will struggle to deepen financial...
E-Commerce Payment Acceptance Optimization Study
- Whitepaper
- Date: May 31, 2017
- Author(s): Test Test, Kyle Marchini
- Research Topic(s): Fraud Management, Fraud & Security
This whitepaper, sponsored by Barclaycard analyzes the challenges large e-commerce merchants face in optimizing their payment success rate in the U.S., United Kingdom, and Continental Europe, and discusses the priorities of merchants in those ma...
2017 Mobile Banking Malware Report
- Javelin Report
- Date: April 25, 2017
- Author(s): Test Test, Kyle Marchini
- Research Topic(s): Fraud Management, Cybersecurity, Fraud & Security
As smartphones increasingly become a nexus for consumers’ financial lives, their value to fraudsters has risen accordingly. Mobile shopping, mobile wallets, and person-to-person (P2P) payments all offer new avenues for fraud, and much of the nex...
Business-Driven Fraud Management: Engaging With Leadership to Drive Investment
- Whitepaper
- Date: February 28, 2017
- Author(s): Test Test, Kyle Marchini, Sarah Miller
- Research Topic(s): Fraud Management, Fraud & Security
This whitepaper, sponsored by RSA explores the challenges faced by fraud practitioners in effectively communicating fraud threats and trends to senior leadership, along with best practices in the financial services and retail industries for secu...
2017 Identity Fraud: Securing the Connected Life
- Whitepaper
- Date: February 1, 2017
- Author(s): Test Test, Kyle Marchini, Sarah Miller
- Research Topic(s): Fraud Management, Fraud & Security
2016 will be remembered as a banner year for fraudsters as numerous measures of identity fraud reached new heights, with 15.4 million fraud victims in 2016 — the highest on record. And while losses increased by a relatively modest $700 million, ...
Understanding Post-Fraud Bank Switching
- Javelin Report
- Date: December 15, 2016
- Author(s): Test Test, Kyle Marchini
- Research Topic(s): Fraud Management, Fraud & Security
In 2015, nearly 1 million accountholders switched primary financial institutions as a result of fraud. Poorly handled by the victim’s FI, fraud can prove a tremendously disruptive event. Conversely, quick detection and pain-free resolution can r...
Breaking the Blockchain: The Security Implications of Distributed Ledgers
- Javelin Report
- Date: December 14, 2016
- Author(s): Test Test
- Research Topic(s): Fraud Management, Cybersecurity, Fraud & Security
Bitcoin — and by extension its blockchain — has captivated the financial industry. On paper, a private version of the virtual currency’s distributed ledger technology (DLT) could be a common-sense replacement for an array of traditional networks...
Future Trends for Digital Banking and Payments
- Whitepaper
- Date: December 13, 2016
- Author(s): Emmett Higdon, Ian Benton, Jacob Jegher, Mark Schwanhausser
- Research Topic(s): Cybersecurity, Fraud Management, Digital Strategy & Experience, Mobile & Online Banking, Tech & Infrastructure, Small Business, Digital Banking, Fraud & Security
Javelin’s latest Future Trends report is making a notable departure from previous editions. We want our clients to be alerted to upcoming trends over a longer time horizon to be better prepared to address these challenges and opportunities. The ...