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Fraud & Security
Javelin explores and analyzes how financial institutions can get ahead of criminals using technology, training and education. Our insights guide financial institutions to devise effective strategies to safeguard their data, systems and customers through two specialized practices – Fraud Management and Cybersecurity.
Mitigate Security Threats and Keep Accounts and Identities Safe
Criminals’ tactics are always changing. So is the technology that can help head them off. Javelin’s analysis can help keep financial institutions—and thus their customers—a step ahead. Further, Javelin can help you position your customers as partners in protecting their own information from would-be thieves.
Recent Fraud and Security Research
Reports
Technology Warranties: Vendors Find a Ready Market in Financial Institutions
- Javelin Report
- Date: August 30, 2018
- Author(s): Sean Sposito
- Research Topic(s): Cybersecurity, Fraud & Security
Despite warnings from academics, former intelligence community officials, and federal law enforcement, some security professionals at financial services companies harbor a willingness to attack their adversaries. Not necessarily to destroy outsi...
The London Protocol
- Javelin Report
- Date: August 22, 2018
- Author(s): Sean Sposito, Test Test
- Research Topic(s): Cybersecurity, Fraud & Security
Amidst an increasing number of phishing reports involving digital certificates, several Certificate Authorities (CAs) have banded together. For the first time, these arbiters of digital trust are cooperating in an effort to proactively ensure th...
‘GDPR Lite’ California Privacy Act Mandates Modern Privacy Practices
- Javelin Report
- Date: July 23, 2018
- Author(s): Sean Sposito, Test Test
- Research Topic(s): Cybersecurity, Fraud & Security
In the wake of the Cambridge Analytica scandal that impacted roughly 87 million Facebook users, California lawmakers have quickly pushed through privacy legislation that could become a standard for how U.S. banks handle customer information.1 Th...
Securing Emerging Channels: Virtual Assistants, the Internet of Things, and Beyond
- Javelin Report
- Date: July 19, 2018
- Author(s): Kyle Marchini, Test Test
- Research Topic(s): Fraud & Security, Fraud Management
Connected cars, light bulbs, voice assistants, chatbots, and more! The “Internet of things” (IoT) is expanding swiftly with new types of devices, many of them carrying potential to support banking and payment services. These emerging channels of...
2018 Trust in Banking
- Javelin Report
- Date: June 27, 2018
- Author(s): Kyle Marchini, Test Test
- Research Topic(s): Fraud Management, Fraud & Security
This report ranks seventeen of the largest financial institutions in the US according to their level of trust among accountholders and considers the factors that can engender or undermine trust in a financial institution.
Hacking Back: Playing with Fire
- Javelin Report
- Date: June 27, 2018
- Author(s): Sean Sposito, Test Test
- Research Topic(s): Cybersecurity, Fraud & Security
Despite warnings from academics, former intelligence community officials, and federal law enforcement, some security professionals at financial services companies harbor a willingness to attack their adversaries. Not necessarily to destroy outsi...
The Rebirth of Identity Protection in Financial Services
- Whitepaper
- Date: June 27, 2018
- Author(s): Test Test, Kyle Marchini
- Research Topic(s): Fraud Management, Fraud & Security
This original report, sponsored by EZShield, examines the opportunity for financial institutions to offer identity protection services to their accountholders, in light of the fraud threats faced by digital-first consumers. With consumers facing...
WebAuthn
- Javelin Report
- Date: June 21, 2018
- Author(s): Kyle Marchini, Test Test
- Research Topic(s): Fraud Management, Fraud & Security
In April 2018, the World Wide Web Consortium (W3C) advanced the Web Authentication (WebAuthn) standard to the Candidate Recommendation stage.
This standard defines an application programming interface (API) that can be incorporated into browser...
The Chargeback Triangle
- Whitepaper
- Date: May 14, 2018
- Author(s): Test Test, Sean Sposito, Kyle Marchini
- Research Topic(s): Fraud Management, Fraud & Security
This original report, sponsored by Verifi, Inc., examines the near- and long-term effects that chargebacks have on each party to a retail transaction, along with the opportunities that exist to streamline the chargeback process or even avoid c...
The Fraud Trap: Optimizing Digital Payment Controls From Day One
- Whitepaper
- Date: May 10, 2018
- Author(s): Test Test, Sean Sposito
- Research Topic(s): Fraud Management, Fraud & Security
This original report, sponsored by ACI, examines how the recent evolution of payments has influenced the choices that institutions make when managing for fraud, the implications of those choices, and opportunities to more effectively get ahead...