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Fraud & Security
Javelin explores and analyzes how financial institutions can get ahead of criminals using technology, training and education. Our insights guide financial institutions to devise effective strategies to safeguard their data, systems and customers through two specialized practices – Fraud Management and Cybersecurity.
Mitigate Security Threats and Keep Accounts and Identities Safe
Criminals’ tactics are always changing. So is the technology that can help head them off. Javelin’s analysis can help keep financial institutions—and thus their customers—a step ahead. Further, Javelin can help you position your customers as partners in protecting their own information from would-be thieves.
Recent Fraud and Security Research
Reports
Top Trends for Digital Financial Services in 2015
- Whitepaper
- Date: March 11, 2015
- Author(s): Test Test, Mary Monahan, Mark Schwanhausser
- Research Topic(s): Mobile & Online Banking, Fraud Management, Digital Strategy & Experience, Tech & Infrastructure, Digital Banking, Fraud & Security
Retail banking and payments have seen consolidation in the industry as financial institutions are growing their digital offerings to meet customers’ needs and improve their profitability. Javelin’s practice leaders have identified five trends ...
2015 Identity Fraud: Protecting Vulnerable Populations
- Javelin Report
- Date: March 2, 2015
- Author(s): Test Test
- Research Topic(s): Fraud & Security, Fraud Management
In 2014, 12.7 million consumers experienced identity fraud – a decline of 3% from the near record high of 13.1 million in 2013. A series of extraordinary responses to high-profile data breaches contributed heavily to this decline. In addition to...
In Search of a Better Password Policy
- Javelin Report
- Date: December 4, 2014
- Author(s): Test Test
- Research Topic(s): Fraud Management, Fraud & Security
This report examines the security threats and vulnerabilities specific to passwords and gives recommendations on what financial institutions can do to improve the security of customer accounts.
Fixing CNP Fraud: Solutions for a Pre- and Post-EMV U.S. Market
- Javelin Report
- Date: October 23, 2014
- Author(s): Nick Holland, Test Test
- Research Topic(s): Fraud & Security, Fraud Management, Tech & Infrastructure
Javelin has forecasted what a post-EMV U.S. market will comprise. CNP fraud will unquestionably be a major concern for banks, issuers, and merchants. The solutions they deploy will need to prevent fraud while at the same time limiting friction d...
2014 Identity Safety in Banking Scorecard: Finding a Balanced Approach as Fraud Diversifies
- Javelin Report
- Date: October 1, 2014
- Author(s): Test Test
- Research Topic(s): Digital Banking, Digital Strategy & Experience, Fraud & Security, Fraud Management, Mobile & Online Banking
This year’s scorecard examines the state of the current threat environment following several years of massive data breaches, as well as provides insight into which fraud solutions are best adapted to mitigating current threats.
Smartphones, Tablets, and Fraud: When Apathy Meets Security
- Whitepaper
- Date: September 11, 2014
- Author(s): Test Test
- Research Topic(s): Mobile & Online Banking, Fraud Management, Digital Strategy & Experience, Digital Banking, Fraud & Security
This whitepaper, sponsored by Nok Nok Labs, investigates how the rise in mobile device usage puts personal identifiable information at risk. Activities such as financial transactions and shopping, mixed with a general state of apathy by mobile...
The Consumer Data Insecurity Report
- Whitepaper
- Date: June 30, 2014
- Author(s): Test Test
- Research Topic(s): Fraud Management, Fraud & Security
This white paper explores the attitudes, experiences, and perceptions of fraud victims in four metropolitan areas: Chicago, Los Angeles, Miami, and Minneapolis. The Consumer Data Insecurity Report--sponsored by National Consumers League.
2014 Data Breach Fraud Impact Report: Consumers Shoot the Messenger and Financial Institutions Take the Bullet
- Javelin Report
- Date: June 2, 2014
- Author(s): Test Test
- Research Topic(s): Fraud Management, Fraud & Security
Through an examination of the experiences and perspectives of consumers, and by contrasting two of the most prolific data breaches in U.S. history, Javelin has gleaned important lessons for stakeholders.
EMV in USA: Assessment of Merchant and Card Issuer Readiness
- Javelin Report
- Date: April 30, 2014
- Author(s): Nick Holland, Aleia Van Dyke
- Research Topic(s): Fraud Management, Tech & Infrastructure, Fraud & Security
The U.S. roadmap for the deployment of chip card has existed since 2012, providing the payment industry with plenty of time to prepare for the transition from magnetic-stripe cards to smart cards. Yet collectively, the industry has been slow to ...
E-Commerce Platform Review: Fueling Online Shopping for Tomorrow
- Javelin Report
- Date: February 11, 2014
- Author(s): Nick Holland
- Research Topic(s): Fraud Management, Tech & Infrastructure, Fraud & Security
E-commerce transactions constitute a growing share of the overall retail market, prompting merchants and payments processors alike to expand their platforms for card-not-present (CNP) payment acceptance and processing. While most e-commerce pro...