Research

Push notifications represent a missed opportunity in business banking. They have the potential to be one of the most direct and immediate ways for banks to engage with their customers, yet most banks use them as a simple reporting tool. This rep...

Payment orchestration has come to the forefront as enterprise merchants work to squeeze the most from their payment platform. In addition to optimizing authorization rates, merchants wrestle with new payment types, expansion into new sales chann...

In 2025, businesses in cross-border payments are being transformed by global trade shifts, evolving tariff policies, and technological innovations. This Javelin Strategy & Research report delves into how real-time payments, digital advancements,...

Cyber defense strategies in 2025 will lean more heavily on open-source frameworks like MITRE ATT&CK and MITRE OCCULT as financial institutions align risk to investment prioritization. Cybersecurity oversight and enforcement will grow increasingl...

The legacy view of accounts—rigid holdings and lines of credit in financial silos—is yielding to the reality of open banking and interoperability, by which the walls around those accounts disappear and money movement becomes freer and more easil...

For credit card managers, assessing risk metrics and adjusting their strategies are the bedrock aspects of the job. Right now, those messages are mixed. Unemployment is steady, inflation remains high but is better than last year, yet consumers a...

The Trump administration’s efforts to shrink the federal government have stalled the Consumer Financial Protection Bureau’s actions, including litigation related to and enforcement of Section 1033, the collection of rules regarding the use and s...

The Ethereum blockchain is the leader in institutional use among providers of financial services, but Solana is making a strong case for consideration. Its throughput capacity and transaction speed—driven by the Firedancer upgrade that patched s...

Javelin’s review of mobile banking apps from a major retail bank and two neobanks in the United Kingdom illustrates ways that U.S. banks and credit unions can improve digital experiences to:

Galileo ranks as the Best in Class winner in Javelin Strategy & Research’s inaugural Digital Issuance Provider Scorecard. Galileo’s flexible, secure, scalable and fully integrated Digital First platform drives innovation across payments and fina...