Research

This report is based on Javelin Strategy’s North American PaymentsInsights series’ annual survey. A web-based survey was fielded between July 22 – 30, 2025, using a Canadian online consumer research panel of adults aged 18 and older. The survey ...

This report is based on Javelin Strategy’s North American PaymentsInsights series’ annual survey. A web-based survey was fielded between July 14 – 26, 2025, using a US online consumer research panel of adults aged 18 and older. The survey of 3,0...

Discover how younger generations are leading the shift toward using cards for bill payments, thus revealing evolving consumer preferences. This Javelin Strategy & Research report also highlights how card-based payments dominate the home and util...

Unattended checkout isn’t dying, not by a long shot, but it’s in a period of transition. Although consumers like it, merchants need it, and payment trends favor it, some major merchants have scaled back their ambitions for unattended checkout as...

Although buyers increasingly favor virtual cards for their control, automation, and working capital benefits, many suppliers question whether acceptance delivers enough value to justify the cost. This Javelin Strategy & Research report identifie...

Phishing attacks remain the most pervasive and concerning for wealth clients, but cybersecurity risk as a whole is a growing worry for financial advisors, who feel increasingly ill-equipped to support their clients with and around cyberthreat mi...

Deepfakes are not new to the financial services industry, nor are they a new threat to consumers. But artificial intelligence has contributed to the rapid increase in deepfake-related fraud and scams that are being inflicted on U.S. consumers. N...

The real time payments made possible through The Clearing House’s RTP and the Fed’s FedNow payment rails are making headlines, with promises of efficiency and lightning fast payments. However, what’s promised—or imagined—and what’s delivered don...

Top financial institutions are prepared to navigate a severe economic shift, based on the results of the 2025 Dodd-Frank stress tests. Credit card losses continue to be the most significant area of risk, but the current required tests indicate t...

The issuance of digital IDs in the United States is undeniably expanding, nearing a tipping point where more than half of the country will have access to this form of identification. As U.S. progress continues, a mandate on issuance and adoption...