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Digital Banking Research

Reports

2020 Online Banking Scorecard: The Slow March Along the Digital Banking Maturity Path

Javelin’s fifth annual Online Banking Scorecard evaluates 25 top U.S. financial institutions to identify the pacesetters in online banking. The report highlights 19 trends that are reshaping the industry and showcases innovations and best practi...

How Servicers Should Prepare for the End of COVID-19 Forbearances

  • Impact Note
  • Date: June 8, 2020
  • Author(s): Austin Kilgore
  • Research Topic(s): Digital Lending
More than 4 million mortgage borrowers have obtained forbearances since the federal CARES Act was passed to provide economic relief due to the COVID-19 pandemic. At approximately 8.53% of total servicing volume, the rate of mortgages in forbeara...

Why GSE Data Standards Matter for Digital Mortgage Innovation

  • Javelin Report
  • Date: May 18, 2020
  • Author(s): Austin Kilgore
  • Research Topic(s): Digital Lending
This report details the capabilities of the UMDP assets. It also outlines strategies for mortgage companies to use these resources to improve their digital mortgage capabilities and provide a more engaging borrower experience.

2020 Canadian Digital Banking Scorecards

Javelin’s Canadian Digital Banking Scorecards supplement financial institutions’ digital strategy, competitive intelligence, and product planning with a rigorous evaluation of the digital experiences at the top seven Canadian financial instituti...

Closing Critical Gaps in Small-Business Digital Lending

This report analyzes the behavior and attitudes of small-business owners about applying for credit; explores offerings from leading banks, nonbank lenders, and vendors; and lays out a detailed series of industry best practices for tackling the s...

Digital New Normal Demands Both Technology and Touch

Historic market swings triggered by fears related to the Covid-19 outbreak have sent nervous investors scrambling for information, advice, and quick responses. State mandates and shelter-in-place orders have made face-to-face interactions diffic...

Surging Digital Demand: Turning Interest into Adoption

Join Javelin President Jacob Jegher and Digital Banking Director Emmett Higdon for a discussion on digital opportunities and priorities. Javelin will explore how top banks are responding, and provide recommendations on maximizing digital channel...

2020 Javelin Trends

Javelin analysts share insights on what to expect as the banking industry enters the 2020.

Coronavirus Refi Boom Exposes Gaps in Mortgage Automation

  • Impact Note
  • Date: March 18, 2020
  • Author(s): Austin Kilgore
  • Research Topic(s): Digital Lending
Mortgage rates hit new record lows this month. But with lenders seemingly unable to scale operations to keep up with the surprise surge in demand, loans with historically low rates have become about as scarce as toilet paper during the coronavir...

Selecting a Digital Banking Platform Provider

Javelin maps digital banking vendors’ core competencies and differentiating capabilities to look “beyond the RFP” at the experiences and customer engagement that these platforms can deliver.

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